125 E Forest Trl, Vero Beach, FL 32962 Property Records

Indian River County property record for 125 E Forest Trl, Vero Beach, FL 32962

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,353 sqft · built 1985
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Nov 2021)
Tax Bill$5,576 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN33-40-19-00009-0000-00003.0

Property Details

APN / Parcel Number

Primary APN33-40-19-00009-0000-00003.0
Alternative APN
  • 98593

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,353 sqft Living Area
1st Floor Area2,353 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions108 ft deep x 133 ft wide
Garage Area462 sqft
DrivewayDriveway
Driveway Area720 sqft

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area552 sqft
Patio Area740 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number98593
Street Address125 E FOREST TRL
CityVERO BEACH
StateFL
Zip32962-4660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionFOREST PARK UNIT THREE LOT 3 LESS S 15 FT THEREOF PBI 11-81
Legal Range40
Legal Township33
Legal Section19
Legal SubdivisionFOREST PARK SUB UNIT 3
Legal Lot Number3
Legal Unit3
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1003
Census Tract50604

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address125 E FOREST TRL, VERO BEACH, FL 32962-4660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Warranty Deed, Transfer · Conventional Mortgage
BAYSHORE MORTGAGE FUNDING LLC
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Nov 13, 2018Deed of Trust, Mortgage · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Deed Document Number0034851548
Deed Book / Page3485 / 1548
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 19, 2021
Property Address125 E FOREST TRL, VERO BEACH, FL 32962-4660
Document Number0034851548
Book / Page3485 / 1548
Map ReferenceMB 11 PG 81
Instrument DateNov 19, 2021
Instrument3120210080590
Transaction TypeTransfer
Record UpdatedDec 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address274 E MAIN ST # ST1103, 274, NORTON, MA 02766-2472

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 E FOREST TRL, VERO BEACH, FL 32962-4660

Mortgage

Document Number34851550
DateNov 19, 2021
Instrument3485/1550
Lender
NameBAYSHORE MORTGAGE FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address125 E FOREST TRL, VERO BEACH, FL 32962-4660
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 E FOREST TRL, VERO BEACH, FL 32962-4660

Mortgage

Document Number0034202051
DateMay 12, 2021
Book Page3420/2051
Instrument3120210034007
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address125 E FOREST TRL, VERO BEACH, FL 32962-4660
Document Number0031642086
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address125 E FOREST TRL VERO BEACH FL 329624660, VERO BEACH, FL 32962-4660

Mortgage

Document Number0031642086
DateNov 21, 2018
Book Page003164/002086
Instrument70499
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 20, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,576.00 (+11.56%)$410,827 (+5.99%)$448,065 (-1.07%) Land $59,500 Building $388,565
2023$4,998.00 (+2.54%)$387,620 (+3%)$452,914 (+20.35%) Land $59,500 Building $393,414
2022$4,874.00$376,330 Land $42,500 Building $333,830$376,330 Land $42,500 Building $333,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims17 (1979–2018)
Claims Outside the SFHA11 of 17
Most Recent ClaimMay 2018 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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