Indian River County property record for 120 E Forest Trl, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1985 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,500 (Jan 2011) |
| Tax Bill | $369 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 33-40-19-00009-0000-00024.0 |
| Primary APN | 33-40-19-00009-0000-00024.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,808 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 13,939 sqft (0.319 acres) |
| Lot Dimensions | 107 ft deep x 130 ft wide |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 810 sqft |
| Porch | Open Porch |
| Porch Area | 360 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 98614 |
|---|---|
| Street Address | 120 E FOREST TRL |
| City | VERO BEACH |
| State | FL |
| Zip | 32962-4659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | FOREST PARK UNIT THREE LOT 24 PBI 11-81 |
| Legal Range | 40 |
| Legal Township | 33 |
| Legal Section | 19 |
| Legal Subdivision | FOREST PARK SUB UNIT 3 |
| Legal Lot Number | 24 |
| Legal Unit | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50604 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 E FOREST TRL, VERO BEACH, FL 32962-4659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 27, 2017 | Deed of Trust, Mortgage · VA Mortgage CBC NATIONAL BANK |
| Sep 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2011 · Amount on Record |
| Deed Sale | Jan 20, 2011 · Amount on Record |
| Prior Sale | Mar 2, 2009 · Amount on Record |
| Deed Document Number | 2115244 |
| Deed Book / Page | 2472 / 0737 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 120 E FOREST TRL, VERO BEACH, FL 32962-4659 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 120 E FOREBT TRL, VERO BEACH, FL 32962-4659 |
| Document Number | 0034820505 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 3482/505 |
| Instrument | 3120210078126 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 120 E FOREST TRL, VERO BEACH, FL 32962-4659 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0030190297 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 3019/0297 |
| Instrument | 3120170023040 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 120 E FOREST TRL, VERO BEACH, FL 32962-4659 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0033430431 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 3343/431 |
| Instrument | 3120200058206 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Oct 1, 2043 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $369.00 (+144.37%) | $165,218 (+5.99%) | $365,324 (-0.98%) Land $59,500 Building $305,824 |
| 2023 | $151.00 (+2.72%) | $155,886 (+3%) | $368,924 (+20.47%) Land $59,500 Building $309,424 |
| 2022 | $147.00 | $151,346 | $306,231 Land $42,500 Building $263,731 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 17 (1979–2018) |
| Claims Outside the SFHA | 11 of 17 |
| Most Recent Claim | May 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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