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545 E Forest Trl, Vero Beach, FL 32962 Property Records

Indian River County property record for 545 E Forest Trl, Vero Beach, FL 32962 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,860 sqft · built 1986
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Aug 2004)
Tax Bill$2,106 (2025)
Deeds & MortgagesJan 2023 Second Mortgage
Sep 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN33-40-19-00008-0000-00037.0

Property Details

APN / Parcel Number

Primary APN33-40-19-00008-0000-00037.0
Alternative APN
  • 98585

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,860 sqft Living Area
Gross Area2,322 sqft
1st Floor Area1,860 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCustom Design
Exterior MaterialWood
Construction TypeWood
Roof TypeHip
Roof MaterialOther
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions108 ft deep x 100 ft wide
View / LotInterior
Garage TypeAttached
Garage Area462 sqft
DrivewayConcrete Driveway
Driveway Area1,320 sqft

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area684 sqft
Patio Area723 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address545 E FOREST TRL
CityVERO BEACH
StateFL
Zip32962-4650
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST PARK UNIT 2 LOT 37 PBI 10-66
Legal Range40E
Legal Township33S
Legal Section19
Legal SubdivisionVISTA ROYALES FOREST PARK S/D UNIT TWO
Legal Lot Number37
Legal Unit2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1004
Census Tract50604

Owner

Source: Indian River County records · APN 33-40-19-00008-0000-00037.0

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address545 E FOREST TRL, VERO BEACH, FL 32962-4650
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Sep 30, 2017Loan Modification, Mortgage · Conventional Mortgage
DITECH FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2004 · Amount on Record
Deed SaleAug 19, 2004 · Amount on Record
Prior SaleJun 27, 2001 · Amount on Record
Deed Document Number20041570529
Deed Book / Page1773 / 1170
Last Transfer DateSep 06, 2006
Transfer Doc0021320542
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address545 E FOREST TRL, VERO BEACH, FL 32962-4650
Transaction TypeMortgage
Record UpdatedJan 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 E FOREST TRL, VERO BEACH, FL 32962-4650

Mortgage

Document Number0035941885
DateJan 17, 2023
Book Page3594/1885
Instrument3120230002052
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJan 17, 2043

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionINDIAN RIVER FL
Property Address545 E FOREST TRL, VERO BEACH, FL 32962-4650
Document Number0030941041
Instrument DateSep 30, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 E FOREST TRL

Mortgage

Document Number0030941041
DateFeb 22, 2018
Book Page003094/001041
Instrument10622
Lender
NameDITECH FIN'L
AddressTEMPE, AZ 85284
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term468 Months
DueFeb 21, 2057

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,106.00 (+2%) Homeowner's exemption$163,866 (+5.99%)$390,425 (-1.05%) Land $59,500 Building $330,925
2023$1,755.00 (+3.17%)$154,610 (+3%)$394,561 (+19.43%) Land $59,500 Building $335,061
2022$1,701.00$150,107$330,369 Land $42,500 Building $287,869

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610506041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 52 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims17 (1979–2018)
Claims Outside the SFHA11 of 17
Most Recent ClaimMay 2018, other causes
Claims By Storm
  • Hurricane Frances, Sep 2004 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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