St. Charles County property record for 125 Derbyshire Ln, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,043 sqft · built 2003 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $492,800 (Dec 2020) |
| Tax Bill | $6,255 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T011800447 |
| Primary APN | T011800447 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,043 sqft Living Area |
| Gross Area | 5,218 sqft |
| 1st Floor Area | 1,868 sqft |
| Basement Area | 1,566 sqft |
| Finished Basement | 1,021 sqft |
| Unfinished Basement | 545 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 91 sqft |
| Deck Area | Deck Area |
| Patio Area | 516 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T011800447 |
|---|---|
| Street Address | 125 DERBYSHIRE LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-8358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT BAINBRIDGE ABBINGTON VLG LOT 4A |
| Legal Subdivision | VLGS AT BAINBRIDGE ABBINGTON VLG |
| Legal Lot Number | 4A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 311904 |
Source: St. Charles County records · APN T011800447
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 125 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU |
| Dec 08, 2020 | Warranty Deed, Transfer TIAA FSB |
| Feb 21, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2020 · Amount on Record |
| Deed Sale | Dec 08, 2020 · Amount on Record |
| Prior Sale | Jun 03, 2004 · Amount on Record |
| Deed Document Number | 202096112 |
| Prior Transfer Date | Feb 20, 2019 |
| Prior Transfer Doc | 0070380426 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 125 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0071052355 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 7105/2355 |
| Instrument | 20190716000361000 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 01, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 08, 2020 |
| Property Address | 125 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358 |
| Document Number | 0000096112 |
| Instrument Date | Dec 02, 2020 |
| Instrument | 96112 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 125 DERBYSHIRE LN DARDENNE PRAIRIE MO 633688358, DARDENNE PRAIRIE, MO 63368-8358 |
| Document Number | 96113 |
|---|---|
| Date | Dec 08, 2020 |
| Instrument | 96113 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 07, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 21, 2019 |
| Property Address | 125 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358 |
| Document Number | 0070380426 |
| Book / Page | 007038 / 000426 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 78150 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 DERBYSHIRE LN O FALLON MO 633688358, O FALLON, MO 63368-8358 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,255.00 (+7.2%) | $100,126 (+10.24%) | $526,980 (+10.24%) Land $100,000 Building $426,980 |
| 2024 | $5,835.00 | ||
| 2023 | $90,826 | ||
| 2022 | $478,032 Land $70,000 Building $408,032 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Verizon.
Based on FCC filings for 355 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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