St. Charles County property record for 107 Derbyshire Ln, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,818 sqft · built 2001 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $643,720 (Jun 2023) |
| Tax Bill | $6,483 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T011800455 |
| Primary APN | T011800455 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,818 sqft Living Area |
| Gross Area | 5,865 sqft |
| 1st Floor Area | 1,934 sqft |
| Basement Area | 1,916 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 631 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 260 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T011800455 |
|---|---|
| Street Address | 107 DERBYSHIRE LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-8358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VLGS AT BAINBRIDGE ABBINGTON VLG LOT 12A |
| Legal Subdivision | VLGS AT BAINBRIDGE ABBINGTON VLG |
| Legal Lot Number | 12A |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 311904 |
Source: St. Charles County records · APN T011800455
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Jun 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2023 · Amount on Record |
| Deed Sale | Jun 15, 2023 · Amount on Record |
| Prior Sale | Apr 13, 2018 · Amount on Record |
| Deed Document Number | 202323275 |
| Prior Transfer Date | Mar 20, 2003 |
| Prior Transfer Doc | 0033540346 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 107 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000082303 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 2021R-082303 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 107 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 107 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358 |
| Document Number | 0000053604 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 2022R-053604 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 15, 2023 |
| Property Address | 107 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358 |
| Document Number | 0000023275 |
| Map Reference | MB 37 PG 202 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 2023R-023275 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 107 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358 |
| Document Number | 0000023276 |
|---|---|
| Date | Jun 15, 2023 |
| Instrument | 2023R-023276 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,483.00 (+3.41%) | $103,775 (+6.34%) | $546,186 (+6.34%) Land $100,000 Building $446,186 |
| 2024 | $6,269.00 (+16.18%) | ||
| 2023 | $97,590 (+24.59%) | ||
| 2022 | $5,396.00 | $78,331 | $513,632 (+24.59%) Land $70,000 Building $443,632 |
| 2021 | $412,267 Land $50,000 Building $362,267 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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