123 Derbyshire Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 123 Derbyshire Ln, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,420 sqft · built 2003
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$620,000 (Jun 2022)
Tax Bill$6,139 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNT011800448

Property Details

APN / Parcel Number

Primary APNT011800448
Alternative APN
  • 4-0033-8605-00-005A.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,420 sqft Living Area
1st Floor Area1,956 sqft
Basement Area1,668 sqft
Fireplaces1 Fireplace
Fireplace2 Story

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialComposition/Composite
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area45 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT011800448
Old Parcel NumberT011800448
Street Address123 DERBYSHIRE LN
CityO FALLON
StateMO
Zip63368-8358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVLGS AT BAINBRIDGE ABBINGTON VLG LOT 5A
Legal SubdivisionVLGS AT BAINBRIDGE ABBINGTON VLG
Legal Lot Number5A
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group3
Census Block3001
Census Tract311904

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address123 DERBYSHIRE LN, O FALLON, MO 63368-8358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleAug 21, 2019
Deed Document Number0202232775
Deed Book / Page2022 / 32775
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 10, 2022
Property Address123 DERBYSHIRE LN, DARDENNE PRAIRIE, MO 63368-8358
Document Number0000032775
Map ReferenceMB 37 PG 202
Instrument DateJun 8, 2022
Instrument2022R-032775
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address443 MEADOW GREEN PL, SAINT LOUIS, MO 63141-7429

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 DERBYSHIRE LN, O FALLON, MO 63368-8358

Mortgage

Document Number0000032776
DateJun 10, 2022
Instrument2022R-032776
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityDardenne Prairie City
CountySt. Charles County
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,139.00$98,271 (+6.43%)$517,215 (+6.43%) Land $100,000 Building $417,215
2023$92,334
2022$485,966 Land $70,000 Building $415,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco
Fiber
8,000 / 8,000
Gateway Fiber Holdings
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

May also be available: Verizon.

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