Franklin County property record for 125 Coldstream Dr, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · built 1987 |
| Lot Size | 0.359 acres (15,637 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Apr 2025) |
| Tax Bill | $1,198 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Jun 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-40-04-039.00 |
| Primary APN | 049-40-04-039.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,637 sqft (0.359 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 81687 |
|---|---|
| Street Address | 125 COLDSTREAM DR |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 |
| Legal Subdivision | WESTGATE |
| Legal Lot Number | 10 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70403 |
125 Coldstream Dr is owned by two individuals who bought it in April 2025.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 WHISPERING PINES DR, FRANKFORT, KY 40601-7039 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2025 | Deed, Transfer · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jun 13, 2024 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on File |
| Deed Sale | Apr 21, 2025 · Amount on File |
| Prior Sale | Jun 13, 2024 · Amount on File |
| Deed Document Number | 2025869686 |
| Deed Book / Page | 636 / 521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 21, 2025 |
| Property Address | 125 COLDSTREAM DR, FRANKFORT, KY 40601-4228 |
| Document Number | 00D636/521 |
| Book / Page | D636 / 521 |
| Map Reference | MB 171 PG 31 |
| Instrument Date | Apr 11, 2025 |
| Instrument | 869686 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Title Company | UNKNOWN, CLEAR TITLE RECORDINGS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 702 E MAIN ST, FRANKFORT, KY 40601-2408 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 100 WHISPERING PINES DR, FRANKFORT, KY 40601-7039 |
| Investor | Possibly a Property Investor |
| Document Number | 0000869687 |
|---|---|
| Date | Apr 21, 2025 |
| Instrument | 869687 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 13, 2024 |
| Property Address | 125 COLDSTREAM DR, FRANKFORT, KY 40601-4228 |
| Document Number | 00D628/470 |
| Book / Page | D628 / 470 |
| Map Reference | MB 171 PG 31 |
| Instrument Date | Jun 13, 2024 |
| Instrument | 845662 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 214 MALLARD DR, FRANKFORT, KY 40601-8645 |
| Name | Verified Name |
|---|---|
| Address | 702 E MAIN ST, FRANKFORT, KY 40601-2408 |
The 2025 property tax bill for 125 Coldstream Dr was $1,198.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,198.00 | $100,000 Land $18,000 Building $82,000 | $100,000 Land $18,000 Building $82,000 |
| 2023 | $1,135.00 (+0.98%) | $95,000 (-) | $95,000 (-) |
| 2022 | $1,124.00 | $95,000 | $95,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 125 Coldstream Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 125 Coldstream Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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