130 Coldstream Dr, Frankfort, KY 40601 Property Records

Franklin County property record for 130 Coldstream Dr, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · built 1963
Lot Size0.376 acres (16,414 sqft)
OwnerIndividual Name on Record
Last Sale$112,900 (Aug 2009)
Tax Bill$1,449 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN049-40-02-021.00

Property Details

APN / Parcel Number

Primary APN049-40-02-021.00
Alternative APN
  • 56094

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,414 sqft (0.376 acres)
Lot Dimensions160 ft deep x 80 ft wide
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number56094
Street Address130 COLDSTREAM DR
CityFRANKFORT
StateKY
Zip40601-4229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTGATE SUB LTS 42-43
Legal SubdivisionWESTGATE
Legal Lot Number43
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1001
Census Tract70403

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address130 COLDSTREAM DR, FRANKFORT, KY 40601-4229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2009 · Amount on Record
Deed SaleAug 5, 2009 · Amount on Record
Deed Document Number2009347854
Deed Book / Page515 / 27
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address130 COLDSTREAM DR, FRANKFORT, KY 40601-4229
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1681/399
DateSep 29, 2022
Book PageM1681/399
Instrument674603
Lender
NameCOMMONWEALTH CU INC
TypeCredit Union
AddressBRIGHTON, CO 80601
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
MunicipalityFrankfort City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,449.00 (+0.28%)$121,000 (-) Land $28,000 Building $93,000$121,000 (-) Land $28,000 Building $93,000
2023$1,445.00 (+0.91%)$121,000 (-)$121,000 (-)
2022$1,432.00$121,000$121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKFORT PLANT BOARD
serves 52,153 people · EPA ID KY0370143
Water SourceSurface water
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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