Franklin County property record for 115 Coldstream Dr, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba |
| Lot Size | 0.25 acres (10,912 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $136,450 (Feb 2015) |
| Tax Bill | $1,677 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-40-04-042.00 |
| Primary APN | 049-40-04-042.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Architectural Style | Split Foyer |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,912 sqft (0.25 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 63918 |
|---|---|
| Street Address | 115 COLDSTREAM DR |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-4228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTGATE SUB LOT 7 |
| Legal Subdivision | WESTGATE |
| Legal Lot Number | 7 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70403 |
Source: Franklin County records, as of March 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 COLDSTREAM DR, FRANKFORT, KY 40601-4228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2015 · Amount on Record |
| Deed Sale | Feb 12, 2015 · Amount on Record |
| Prior Sale | Apr 5, 2011 · Amount on Record |
| Deed Document Number | 2015426506 |
| Deed Book / Page | 551 / 771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Sep 10, 2026 |
| Property Address | 115 COLDSTREAM DR, FRANKFORT, KY 40601-4228 |
| Document Number | 0000950453 |
| Book / Page | 1833 / 461 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 2026950453 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 115 COLDSTREAM DR, FRANKFORT, KY 40601-4228 |
| Document Number | 0000950453, |
|---|---|
| Date | Sep 10, 2026 |
| Book Page | 1833/461 |
| Instrument | 2026950453 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 115 COLDSTREAM DR, FRANKFORT, KY 40601-4228 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1657/214 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | M1657/214 |
| Instrument | 661693 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 115 COLDSTREAM DR, FRANKFORT, KY 40601-4228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1558/369 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | M1558/369 |
| Instrument | 510654 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Aug 1, 2049 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,677.00 (+0.24%) | $140,000 (-) Land $25,000 Building $115,000 | $140,000 (-) Land $25,000 Building $115,000 |
| 2023 | $1,673.00 (+0.97%) | $140,000 (-) | $140,000 (-) |
| 2022 | $1,657.00 | $140,000 | $140,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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