125 Circle Dr, Richmond, KY 40475 Property Records

Madison County property record for 125 Circle Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,011 sqft
Owner	Individual Name on Record
Last Sale	$202,000 (Jun 2021)
Tax Bill	$1,904 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R010-0008-0008`

Property Details

APN / Parcel Number

Primary APN	`R010-0008-0008`
Alternative APNs	`129093` `91951` `58873`

Interior

Stories	1 Story
Building Area	1,011 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Garage Type	Mixed
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	58873
Street Address	125 CIRCLE DR
City	RICHMOND
State	KY
Zip	40475-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUEGRASS ACRES LOT 63
Legal Subdivision	BLUEGRASS ACRE
Legal Lot Number	63
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1017
Census Tract	10303

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	125 CIRCLE DR, RICHMOND, KY 40475-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2024	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Feb 23, 2026	Deed, Transfer
Jun 22, 2021	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Jun 13, 2017	Deed, Transfer · Conventional Mortgage UNIVERSITY OF KENTUCKY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Jun 13, 2017 · Amount on Record
Deed Document Number	2014042087
Deed Book / Page	D807 / 291
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	125 CIRCLE DR, RICHMOND, KY 40475-1805
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CIRCLE DR, RICHMOND, KY 40475-1805

Mortgage

Document Number	0M2306/186
Date	Jun 20, 2024
Book Page	M2306/186
Instrument	2014209173

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2051

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 23, 2026
Property Address	125 CIRCLE DR, RICHMOND, KY 40475-1805
Document Number	00D879/465
Book / Page	D879 / 465
Map Reference	MB 2 PG 43A
Instrument Date	Feb 9, 2026
Instrument	2014320734
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 CIRCLE DR, RICHMOND, KY 40475-1805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	826 N MARKET ST, PAXTON, IL 60957-1025
Investor	Possibly a Property Investor

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 22, 2021
Property Address	125 CIRCLE DR, RICHMOND, KY 40475-1805
Document Number	00D807/291
Book / Page	D807 / 291
Map Reference	MB 2 PG 4A3
Instrument Date	Jun 15, 2021
Instrument	2014042087
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	172 SARATOGA CIR, RICHMOND, KY 40475-8302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CIRCLE DR, RICHMOND, KY 40475-1805

Mortgage

Document Number	2014042088
Date	Jun 22, 2021
Instrument	2014042088

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 13, 2017
Property Address	125 CIRCLE DR, RICHMOND, KY 40475-1805
Document Number	D00746/094
Book / Page	D00746 / 094
Map Reference	MB2 PG43A
Instrument Date	Jun 12, 2017
Instrument	2013960000
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 BROOKGREEN DR, BEREA, KY 40403-9049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CIRCLE DR, RICHMOND, KY 40475-1805
Investor	Possibly a Property Investor

Mortgage

Document Number	2013960001
Date	Jun 13, 2017
Instrument	2013960001

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,904.00 (-2.81%) Additional exemption filed	$202,000 (-)	$202,000 (-)
2023	$1,959.00 (-0.31%)	$202,000 (-)	$202,000 (-)
2022	$1,965.00	$202,000	$202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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