123 Circle Dr, Richmond, KY 40475 Property Records

Madison County property record for 123 Circle Dr, Richmond, KY 40475

Property Summary

Property Type	Restaurant
Details	2 bd · 1 ba · 1,215 sqft
Lot Size	0.358 acres (15,626 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Jun 2020)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R010-0008-0009`

Property Details

APN / Parcel Number

Primary APN	`R010-0008-0009`
Alternative APNs	`103690` `140967` `71083`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,215 sqft Total Area
1st Floor Area	1,215 sqft
Basement Area	1,215 sqft
Unfinished Basement	1,215 sqft

Exterior

Exterior Material	Stone
Lot Area	15,626 sqft (0.358 acres)
Garage Type	Mixed
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	71083
Street Address	123 CIRCLE DR
City	RICHMOND
State	KY
Zip	40475-1805
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	BLUEGRASS ACRES LOT 64
Legal Subdivision	BLUEGRASS ACRE
Legal Lot Number	64
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1017
Census Tract	10303

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 CIRCLE DR, RICHMOND, KY 40475-1805
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 3, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on Record
Deed Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	202014014653
Deed Book / Page	789 / 645
Prior Transfer Date	Dec 28, 2018
Prior Transfer Doc	D00768/499
Record Updated	Jun 8, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 25, 2020
Property Address	123 CIRCLE DR, RICHMOND, KY 40475-1805
Document Number	D00789/645
Book / Page	D00789 / 645
Map Reference	MB 2 PG 43A
Instrument Date	Jun 23, 2019
Instrument	2014014653
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 BRUCE CT, 220, RICHMOND, KY 40475-8444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	123 CIRCLE DR, RICHMOND, KY 40475-1805

Mortgage

Document Number	2014014654
Date	Jun 25, 2020
Instrument	2014014654

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Jan 3, 2019
Property Address	123 CIRCLE DR, RICHMOND, KY 40475-1805
Document Number	D00768/499
Book / Page	D00768 / 499
Map Reference	MB 2 PG 43A
Instrument Date	Dec 28, 2018
Instrument	2013986690
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 CIRCLE DR, 123, RICHMOND, KY 40475-1805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 TAZWELL DR, RICHMOND, KY 40475-8940

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00 (-2.77%)	$138,000 (-)	$138,000 (-)
2023	$1,338.00 (-0.3%)	$138,000 (-)	$138,000 (-)
2022	$1,342.00	$138,000	$138,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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