Madison County property record for 119 Circle Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,716 sqft · built 1960 |
| Owner | 2 Individual Names on Record |
| Last Sale | $49,000 (Feb 1985) |
| Tax Bill | $1,414 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R010-0008-0011 |
| Primary APN | R010-0008-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Stone |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 53277 |
|---|---|
| Street Address | 119 CIRCLE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLUEGRASS ACRES LOT 66 |
| Legal Subdivision | BLUEGRASS ACRE |
| Legal Lot Number | 66 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10303 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 119 CIRCLE DR, RICHMOND, KY 40475-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan CITIZENS GUARANTY BANK |
| Dec 27, 2017 | Deed of Trust, Mortgage · Line of Credit PARK COMMUNITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 1985 · Amount on Record |
| Deed Sale | Feb 15, 1985 · Amount on Record |
| Deed Document Number | 0000735107 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 119 CIRCLE DR, RICHMOND, KY 40475-1805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 119 CIRCLE DR, RICHMOND, KY 40475-1805 |
| Document Number | 0M2454/453 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | M2454/453 |
| Instrument | 2014331656 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40476 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 25, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 119 CIRCLE DR, RICHMOND, KY 40475-1805 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2018 |
| Name | Verified Name |
|---|
| Document Number | , 2013969548 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | M01781/344 |
| Instrument | 2013969548 |
| Name | PARK COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,414.00 (+32.52%) Additional exemption filed | $150,000 (+36.36%) | $150,000 (+36.36%) |
| 2023 | $1,067.00 (-0.28%) | $110,000 (-) | $110,000 (-) |
| 2022 | $1,070.00 | $110,000 | $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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