Kenton County property record for 125 Bluffside Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1980 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (May 2000) |
| Tax Bill | $1,758 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-30-00-514.00 |
| Primary APN | 045-30-00-514.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Finished Area |
| Gross Area | 1,168 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Heating System | Heat Pump |
|---|
| Street Address | 125 BLUFFSIDE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 12 LOT 121 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 12 |
| Legal Lot Number | 121 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 125 BLUFFSIDE DR, COVINGTON, KY 41017-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Jan 26, 2022 | Intrafamily Transfer, Transfer |
| Jul 10, 2017 | Loan Modification, Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2000 · Amount on Record |
| Deed Sale | May 31, 2000 · Amount on Record |
| Prior Sale | Jul 16, 1996 · Amount on Record |
| Last Transfer Date | Dec 2, 2021 |
| Transfer Doc | 0005900069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 125 BLUFFSIDE DR, COVINGTON, KY 41017-9720 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 125 BLUFFSIDE DR, COVINGTON, KY 41017-9720 |
| Document Number | 0005900082 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 321/168 |
| Instrument | 22010405900082 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 26, 2022 |
| Property Address | 125 BLUFFSIDE DR, COVINGTON, KY 41017-9720 |
| Document Number | 0005900069 |
| Book / Page | 144 / 918 |
| Map Reference | MB 21 PG 40 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 22012605900069 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 BLUFFSIDE DR, COVINGTON, KY 41017-9720 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 125 BLUFFSIDE DR, COVINGTON, KY 41017-9720 |
| Document Number | 0000000059 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 125 BLUFFSIDE DR COVINGTON KY 410179720, COVINGTON, KY 41017-9720 |
| Document Number | 0000000059 |
|---|---|
| Date | Aug 11, 2017 |
| Book Page | 003983/000149 |
| Instrument | 59 |
| Name | MIDFIRST BK |
|---|---|
| Type | Federal Savings Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,400 (-) Land $20,000 Building $157,400 | $177,400 (-) Land $20,000 Building $157,400 | |
| 2025 | $1,758.00 (-7.03%) | $177,400 (-) Land $10,000 Building $167,400 | $177,400 (-) Land $10,000 Building $167,400 |
| 2023 | $1,891.00 | $177,400 Land $10,000 Building $167,400 | $177,400 Land $10,000 Building $167,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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