120 Bluffside Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 120 Bluffside Dr, Covington, KY 41017 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1980
Square Footage1,000 sqft Finished Area
Lot Size11,326 sqft (0.26 acres)
GarageBasement
Last Sale$255,000 (2026)
Tax Bill$1,972.00 (2025)

Property Details

APN / Parcel Number

Primary APN045-30-00-509.01

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,000 sqft Finished Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleBi-Level Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)
Depth X Width180 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address120 BLUFFSIDE DR
CityCOVINGTON
StateKY
Zip41017-9719
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAKEWOOD HILLS SEC 12 LOT 95
Legal SubdivisionLAKEWOOD HILLS
Legal Phase12
Legal Lot Number95
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1000
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-509.01

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address526 ROSARY DR, 2, ERLANGER, KY 41018-1347
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NATIONAL HOME MORTGAGE CORPORATION
Aug 08, 2022Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleAug 08, 2022 · Amount on Record
Deed Doc Number202610732
Deed Book / Page436 / 116
Record RefreshedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMay 26, 2026
Property Address120 BLUFFSIDE DR, COVINGTON, KY 41017-9719
Document Number0000010732
Book / Page436 / 116
Instrument DateMay 19, 2026
Instrument202610732
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyBLUEGRASS LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$25,755.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010733,
DateMay 26, 2026
Instrument2026052610733
Lender
NameNATIONAL HOME MORTGAGE CORPORATION
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.37%
Max Rate-1%

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateAug 08, 2022
Property Address120 BLUFFSIDE DR, COVINGTON, KY 41017-9719
Document Number0005900187
Book / Page181 / 863
Map ReferencePL 550-B
Instrument DateJul 29, 2022
Instrument22080805900187
Transaction TypeTransfer
Record UpdatedJun 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$199.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address133 NARAGO DR, WILMINGTON, OH 45177

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 BLUFFSIDE DR, COVINGTON, KY 41017-9719

Mortgage

Document Number0005900188
DateAug 08, 2022
Instrument22080805900188
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,972.00 (-7.02%)$199,000 (-) Land $10,000 Building $189,000$199,000 (-) Land $10,000 Building $189,000
2023$2,121.00$199,000 Land $10,000 Building $189,000$199,000 Land $10,000 Building $189,000

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