Kenton County property record for 124 Bluffside Dr, Covington, KY 41017 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,025 sqft Finished Area |
| Lot Size | 11,761 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2017) |
| Tax Bill | $1,382.00 (2025) |
| Primary APN | 045-30-00-513.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,025 sqft Finished Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,761 sqft (0.27 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 124 BLUFFSIDE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9719 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD HILLS SEC 12 LOT 97 |
| Legal Subdivision | LAKEWOOD HILLS |
| Legal Phase | 12 |
| Legal Lot Number | 97 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 66801 |
Source: Kenton County records · APN 045-30-00-513.00
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 124 BLUFFSIDE DR, COVINGTON, KY 41017-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Aug 23, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Jun 23, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LOANS LLC |
| Jan 13, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LNS |
| Mar 14, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2017 · Amount on Record |
| Deed Sale | Mar 14, 2017 · Amount on Record |
| Prior Sale | Sep 01, 2015 · Amount on Record |
| Deed Doc Number | 201703 14 059 00291 |
| Deed Book / Page | 3910 / 131 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 124 BLUFFSIDE DR, COVINGTON, KY 41017-9719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 124 BLUFFSIDE DR, COVINGTON, KY 41017-9719 |
| Document Number | 0005900162 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | KCM 700/642 |
| Instrument | 25102705900162 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 124 BLUFFSIDE DR, COVINGTON, KY 41017-9719 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 124 BLUFFSIDE DR, COVINGTON, KY 41017-9719 |
| Document Number | 0005900165 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | KCM 486/469 |
| Instrument | 23082305900165 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 124 BLUFFSIDE DR, COVINGTON, KY 41017-9719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0005900030 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 234/385 |
| Instrument | 21062305900030 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 124 BLUFFSIDE DR, COVINGTON, KY 41017-9719 |
| Document Number | 0000000040 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 124 BLUFFSIDE DR COVINGTON KY 410179719, COVINGTON, KY 41017-9719 |
| Document Number | 0000000040 |
|---|---|
| Date | Feb 03, 2020 |
| Book Page | 0000M8/000617 |
| Instrument | 40 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 14, 2017 |
| Property Address | 124 BLUFFSIDE DR, COVINGTON, KY 41017-9719 |
| Document Number | 0000000291 |
| Book / Page | 0I3910 / 000131 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 291 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 124 BLUFFSIDE DR COVINGTON KY 410179719, COVINGTON, KY 41017-9719 |
| Document Number | 292 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 0I3910/000134 |
| Instrument | 292 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2047 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,382.00 (-8.78%) Homeowner's exemption | $188,600 (-) Land $10,000 Building $178,600 | $188,600 (-) Land $10,000 Building $178,600 |
| 2023 | $1,515.00 Homeowner's exemption | $188,600 Land $10,000 Building $178,600 | $188,600 Land $10,000 Building $178,600 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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