125 Birch St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 125 Birch St, Bangor, ME 04401

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,120 sqft · built 1920
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$176,500 (Mar 2022)
Tax Bill$3,181 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNBANG M:054 L:099

Property Details

APN / Parcel Number

Primary APNBANG M:054 L:099
Alternative APN
  • 329

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,120 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number329
Street Address125 BIRCH ST
CityBANGOR
StateME
Zip04401-5404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURD1
Legal Lot Number99
JurisdictionBANGOR ME
Township / Civil DivisionBANGOR
Census Block Group3
Census Block3003
Census Tract200

Owner

125 Birch St is owned and occupied by an individual who bought it in March 2022.

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address125 BIRCH ST, BANGOR, ME 04401-5404
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2023Deed of Trust, Mortgage · Line of Credit
MAINE SAVINGS FEDERAL CREDIT UNION
Mar 1, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
MAINE SAVINGS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2022 · Amount on File
Deed SaleMar 1, 2022 · Amount on File
Prior SaleApr 3, 2012 · Amount on File
Deed Document Number20225717
Deed Book / Page16397 / 255
Transfer Doc12776-0059
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address125 BIRCH ST, BANGOR, ME 04401-5404
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0169840133
DateOct 27, 2023
Book Page16984/133
Instrument26200
Lender
NameMAINE SAVINGS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANGOR ME
Recording DateMar 1, 2022
Property Address125 BIRCH ST, BANGOR, ME 04401-5404
Document Number0163970255
Book / Page16397 / 255
Instrument DateMar 1, 2022
Instrument5717
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 HAMMOND ST APT 7, 7, BANGOR, ME 04401-4937

Mortgage

Document Number0000005718
DateMar 1, 2022
Instrument5718
Lender
NameMAINE SAVINGS FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 125 Birch St was $3,181, up 3.9% from the year before.

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBangor City
Unified School DistrictBangor (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,181.00 (+3.85%)$179,700 (+8.84%) Land $18,700 Building $161,000
2024$3,063.00 (+10.46%)$165,100 (+14.02%) Land $17,800 Building $147,300$208,525
2023$2,773.00 (+29.1%)$144,800 (+37.51%) Land $17,200 Building $127,600
2022$2,148.00$105,300 Land $17,200 Building $88,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR WATER DISTRICT
serves 27,298 people · EPA ID ME0090110
Water SourceSurface water
Last State InspectionAug 2024
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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