120 Birch St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 120 Birch St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,684 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,800 (Jul 2025)
Tax Bill	$3,975 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BANG M:054 L:082`

Property Details

APN / Parcel Number

Primary APN	`BANG M:054 L:082`
Alternative APN	`3551`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,684 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3551
Street Address	120 BIRCH ST
City	BANGOR
State	ME
Zip	04401-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	82
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	3
Census Block	3004
Census Tract	200

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	120 BIRCH ST, BANGOR, ME 04401-5405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2025	Quit Claim Deed, Transfer LEADERONE FINANCIAL
Oct 14, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	202517351
Deed Book / Page	17553 / 311
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANGOR ME
Recording Date	Jul 14, 2025
Property Address	120 BIRCH ST, BANGOR, ME 04401-5405
Document Number	0175530311
Book / Page	17553 / 311
Instrument Date	Jul 14, 2025
Instrument	17351
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 PINEHURST CIR, ORMOND BEACH, FL 32174-7559

Mortgage

Document Number	0000017352
Date	Jul 14, 2025
Instrument	17352

Lender

Name	LEADERONE FINANCIAL

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANGOR ME
Recording Date	Oct 14, 2022
Property Address	120 BIRCH ST, BANGOR, ME 04401-5405
Document Number	0166530098
Book / Page	16653 / 98
Instrument Date	Oct 14, 2022
Instrument	29915
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 26TH ST, GALVESTON, TX 77550-7814

Mortgage

Document Number	0000029916
Date	Oct 14, 2022
Instrument	29916

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	120 BIRCH ST, BANGOR, ME 04401-5405
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163440251
Date	Jan 11, 2022
Book Page	16344/251
Instrument	830

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,975.00 (+2.77%)	$224,600 (+7.72%) Land $25,500 Building $199,100
2024	$3,868.00 (+11.41%)	$208,500 (+15%) Land $24,300 Building $184,200	$309,700
2023	$3,472.00 (+7.39%)	$181,300 (+14.38%) Land $23,400 Building $157,900
2022	$3,233.00	$158,500 Land $23,400 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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