131 Birch St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 131 Birch St, Bangor, ME 04401

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,807 sqft · built 1900
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Apr 2022)
Tax Bill$4,149 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jun 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNBANG M:054 L:097

Property Details

APN / Parcel Number

Primary APNBANG M:054 L:097
Alternative APN
  • 3758

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,807 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number3758
Street Address131 BIRCH ST
CityBANGOR
StateME
Zip04401-5404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURD1
Legal Lot Number97
JurisdictionBANGOR ME
Township / Civil DivisionBANGOR
Census Block Group3
Census Block3003
Census Tract200

Owner

Source: Penobscot County and Bangor City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address131 BIRCH ST, BANGOR, ME 04401-5404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Deed of Trust, Mortgage · FHA Mortgage
OCMBC INC
Jun 24, 2022Deed of Trust, Mortgage · FHA Mortgage
OCMBC INC
Apr 15, 2022Warranty Deed, Transfer · FHA Mortgage
OCMBC INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2022 · Amount on Record
Deed SaleApr 15, 2022 · Amount on Record
Prior SaleNov 14, 2007
Deed Book / Page16447 / 1
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address131 BIRCH ST, BANGOR, ME 04401-5404
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0165330001
DateJun 29, 2022
Book Page16533/1
Instrument18383
Lender
NameOCMBC INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address131 BIRCH ST, BANGOR, ME 04401-5404
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0165290040
DateJun 24, 2022
Book Page16529/40
Instrument18081
Lender
NameOCMBC INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANGOR ME
Recording DateApr 15, 2022
Property Address131 BIRCH ST, BANGOR, ME 04401-5404
Document Number0164470001
Book / Page16447 / 1
Instrument DateApr 14, 2022
Instrument10086
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 SMITH RD, HUDSON, ME 04449-3075

Mortgage

Document Number0000010087
DateApr 15, 2022
Instrument10087
Lender
NameOCMBC INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBangor City
Unified School DistrictBangor (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,149.00 (+2.65%)$234,400 (+7.57%) Land $31,900 Building $202,500
2024$4,042.00 (+10.11%)$217,900 (+13.67%) Land $30,500 Building $187,400$269,610
2023$3,671.00 (+7.25%)$191,700 (+14.24%) Land $29,300 Building $162,400
2022$3,423.00$167,800 Land $29,300 Building $138,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR WATER DISTRICT
serves 27,298 people · EPA ID ME0090110
Water SourceSurface water
Last State InspectionAug 2024
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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