125 Benjamin Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 125 Benjamin Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,874 sqft · built 2004
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$433,000 (Sep 2006)
Tax Bill	$8,316 (2026)
Deeds & Mortgages	Nov 2021 Refinance Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0052 B:000A L:00002`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0052 B:000A L:00002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,874 sqft Living Area
Gross Area	5,558 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,677 sqft (1.37 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	125 BENJAMIN RD
City	SHIRLEY
State	MA
Zip	01464-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	A
Legal Lot Number	2
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	4
Census Block	4028
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	125 BENJAMIN RD, SHIRLEY, MA 01464-2626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC
Feb 21, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 9, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2006 · Amount on File
Deed Sale	Sep 12, 2006 · Amount on File
Prior Sale	Mar 30, 2004 · Amount on File
Last Transfer Date	Feb 10, 2023
Transfer Doc	0081265-56
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	125 BENJAMIN RD, SHIRLEY, MA 01464-2626
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079104-548
Date	Nov 9, 2021
Book Page	79104/548
Instrument	245035

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Feb 21, 2023
Property Address	125 BENJAMIN RD, SHIRLEY, MA 01464-2626
Document Number	0081265-56
Book / Page	81265 / 56
Instrument Date	Feb 10, 2023
Instrument	17768
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	125 BENJAMIN RD, SHIRLEY, MA 01464-2626

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Nov 9, 2021
Property Address	125 BENJAMIN RD, SHIRLEY, MA 01464-2626
Document Number	79104-542
Book / Page	79104 / 542
Instrument Date	Nov 4, 2021
Instrument	245033
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BENJAMIN RD, SHIRLEY, MA 01464-2626

Mortgage

Document Number	79104-548
Date	Nov 9, 2021
Book Page	79104/548
Instrument	245035

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,316.00 (+10,426.58%)	$671,200 (+8.98%) Land $165,900 Building $505,300	$728,230 (+7.77%)
2025	$79.00 (-98.98%)	$615,900 (+8.41%) Land $138,200 Building $477,700	$675,735
2024	$7,709.00 (+9.39%)	$568,100 (+14.31%) Land $126,400 Building $441,700
2023	$7,047.00	$497,000 Land $126,400 Building $370,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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