120 Benjamin Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 120 Benjamin Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,560 sqft · built 2003
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$901,000 (Jun 2024)
Tax Bill	$10,618 (2026)
Deeds & Mortgages	Nov 2023 Refinance Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0039 B:000A L:009-5`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0039 B:000A L:009-5`
Alternative APN	`M:0039 B:000A L:009=5`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,560 sqft Living Area
Gross Area	6,466 sqft
Basement Area	1,560 sqft
Unfinished Basement	156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	120 BENJAMIN RD
City	SHIRLEY
State	MA
Zip	01464-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	A
Legal Lot Number	9-5
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	4
Census Block	4027
Census Tract	388200

Owner

120 Benjamin Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 BENJAMIN RD, SHIRLEY, MA 01464-2618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jul 8, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2019	Deed of Trust, Mortgage · Commercial Mortgage MAIN STREET BANK (MA)
Jan 3, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2024 · Amount on File
Deed Sale	Jun 27, 2024 · Amount on File
Prior Sale	May 23, 2003 · Amount on File
Deed Document Number	202469227
Deed Book / Page	82938 / 114
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	120 BENJAMIN RD, SHIRLEY, MA 01464-2618
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082181-307
Date	Nov 6, 2023
Book Page	82181/307
Instrument	126852

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Jul 8, 2022
Property Address	120 BENJAMIN RD, SHIRLEY, MA 01464-2618
Document Number	080402-193
Book / Page	80402 / 193
Instrument Date	Jul 8, 2022
Instrument	103994
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 BENJAMIN RD, SHIRLEY, MA 01464-2618

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	120 BENJAMIN RD, SHIRLEY, MA 01464-2618
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72498-65
Date	Apr 24, 2019
Book Page	72498/65
Instrument	51196

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Jan 3, 2019
Property Address	120 BENJAMIN RD, SHIRLEY, MA 01464-2618
Document Number	72089-71
Book / Page	72089 / 71
Instrument Date	Dec 27, 2018
Instrument	1037
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 BENJAMIN RD, SHIRLEY, MA 01464-2618

Tax Assessment & Valuation

The 2026 property tax bill for 120 Benjamin Rd was $10,618, up 10,734.7% from the year before.

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,618.00 (+10,734.69%)	$857,000 (+12.42%) Land $168,800 Building $688,200	$854,019 (+2.31%)
2025	$98.00 (-98.93%)	$762,300 (+12.97%) Land $140,800 Building $621,500	$834,765
2024	$9,157.00 (+6.87%)	$674,800 (+11.68%) Land $128,700 Building $546,100
2023	$8,568.00	$604,200 Land $128,700 Building $475,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Benjamin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Benjamin Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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