115 Benjamin Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 115 Benjamin Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,446 sqft · built 2004
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,540 (2026)
Deeds & Mortgages	Apr 2024 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0052 B:000A L:001-1`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0052 B:000A L:001-1`
Alternative APN	`M:0052 B:000A L:001=1`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,446 sqft Living Area
Gross Area	4,098 sqft
Basement Area	850 sqft
Unfinished Basement	680 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	115 BENJAMIN RD
City	SHIRLEY
State	MA
Zip	01464-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	A
Legal Lot Number	1-1
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	4
Census Block	4028
Census Tract	388200

Owner

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 BENJAMIN RD, SHIRLEY, MA 01464-2626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Sep 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Dec 18, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LP CARDIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 6, 2018
Transfer Doc	72024-247
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	115 BENJAMIN RD, SHIRLEY, MA 01464-2626
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082709-61
Date	Apr 29, 2024
Book Page	82709/61
Instrument	42548

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	115 BENJAMIN RD, SHIRLEY, MA 01464-2626
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078615-345
Date	Sep 2, 2021
Book Page	78615/345
Instrument	196698

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Dec 18, 2018
Property Address	115 BENJAMIN RD, SHIRLEY, MA 01464-2626
Document Number	72024-247
Book / Page	072024 / 000247
Instrument Date	Dec 6, 2018
Instrument	1959
Transaction Type	Transfer
Record Updated	Jan 9, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 BENJAMIN RD SHIRLEY MA 014642626, SHIRLEY, MA 01464-2626

Mortgage

Document Number	72024-252
Date	Dec 18, 2018
Book Page	072024/000252
Instrument	1960

Lender

Name	LP CARDIN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Tax Assessment & Valuation

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,540.00 (+11,136.84%)	$689,300 (+17.53%) Land $164,300 Building $525,000	$723,161 (+39.16%)
2025	$76.00 (-98.96%)	$586,500 (+8.53%) Land $136,900 Building $449,600	$519,650
2024	$7,333.00 (+5.82%)	$540,400 (+10.58%) Land $125,200 Building $415,200
2023	$6,930.00	$488,700 Land $125,200 Building $363,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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