125 Beechwood Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 125 Beechwood Ln, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 724 sqft · built 1972
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$138,000 (Oct 2020)
Tax Bill	$615 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jan 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1950-13-8092-000`

Property Details

APN / Parcel Number

Primary APN	`1950-13-8092-000`
Alternative APNs	`1817170` `1856865`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	724 sqft Living Area
1st Floor Area	724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1856865
Street Address	125 BEECHWOOD LN
City	BEECH MOUNTAIN
State	NC
Zip	28604-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR3
Legal Description	BEECHWOOD CLUSTER 22
Legal Subdivision	BEECHWOOD CLUSTER
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1054
Census Tract	921000

Owner

125 Beechwood Ln is owned by a company that acquired it in December 2022.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 296, SARATOGA, NC 27873-0296
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Intrafamily Transfer, Transfer
Jan 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit HIGHLANDS UNION BANK
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS UNION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Sep 12, 2018 · Amount on File
Deed Document Number	2020697427
Deed Book / Page	2137 / 80
Last Transfer Date	Dec 19, 2022
Transfer Doc	0023130652
Record Updated	Oct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Dec 22, 2022
Property Address	125 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024
Document Number	0023130652
Book / Page	2313 / 652
Map Reference	MB 6 PG 53
Instrument Date	Dec 19, 2022
Instrument	727366
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 PENINSULA DR, CAROLINA BEACH, NC 28428-4011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 PENINSULA DR, CAROLINA BEACH, NC 28428-4011

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Jan 7, 2022
Property Address	125 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024
Document Number	0022480506
Book / Page	2248 / 506
Map Reference	MB 6 PG 53
Instrument Date	Dec 29, 2021
Instrument	715865
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11768 HIDDEN FOREST LN, 11768, DAVIDSON, NC 28036-6509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 PENINSULA DR, CAROLINA BEACH, NC 28428-4011

Mortgage

Document Number	0000715866
Date	Jan 7, 2022
Instrument	715866

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	125 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019330078
Date	Aug 15, 2017
Book Page	1933/0078
Instrument	661055

Lender

Name	HIGHLANDS UNION BANK
Type	Bank
Address	ABINGDON, VA 24210

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 28, 2020
Property Address	125 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024
Document Number	0021370080
Book / Page	2137 / 80
Map Reference	MB 6 PG 53
Instrument Date	Oct 20, 2020
Instrument	697427
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1435 AZURE LN UNIT 35107, 1435, CHARLESTON, SC 29414-8208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17019 WINGED OAK WAY, DAVIDSON, NC 28036-7838

Mortgage

Document Number	697428
Date	Oct 28, 2020
Instrument	697428

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 12, 2018
Property Address	125 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024
Document Number	0019910900
Book / Page	1991 / 0900
Map Reference	MB6 PG53
Instrument Date	Sep 5, 2018
Instrument	672247
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	129 STRATFORD MILL BLVD # BLVD301, 129, ST AUGUSTINE, FL 32084-7528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024

Mortgage

Document Number	672248
Date	Sep 12, 2018
Instrument	672248

Lender

Name	HIGHLANDS UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 125 Beechwood Ln was $615, down 61% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,300 (-) Land $10,000 Building $147,300
2025	$615.00 (-60.98%)	$157,300 Land $10,000 Building $147,300
2024	$1,576.00		$152,200 Land $10,000 Building $142,200
2023		$152,200 Land $10,000 Building $142,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Beechwood Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Beechwood Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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