123 Beechwood Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 123 Beechwood Ln, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,502 sqft · built 1972
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,500 (Oct 2023)
Tax Bill	$941 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1950-13-9052-000`

Property Details

APN / Parcel Number

Primary APN	`1950-13-9052-000`
Alternative APNs	`1816013` `1859616`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,502 sqft Living Area
1st Floor Area	751 sqft
Basement Area	751 sqft
Finished Basement	751 sqft
Unfinished Basement	751 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Patio Area	1,024 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1859616
Street Address	123 BEECHWOOD LN
City	BEECH MOUNTAIN
State	NC
Zip	28604-8024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR3
Legal Description	BEECHWOOD CLUSTER 21
Legal Subdivision	BEECHWOOD CLUSTER
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1054
Census Tract	921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	2023735768
Deed Book / Page	2357 / 940
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 27, 2023
Property Address	123 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024
Document Number	0000060053
Book / Page	6 / 53
Map Reference	MB 6 PG 53
Instrument Date	Oct 20, 2023
Instrument	735768
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 BARE AVE, WEST JEFFERSON, NC 28694

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024

Mortgage

Document Number	0000735769
Date	Oct 27, 2023
Instrument	735769

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 15, 2020
Property Address	123 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024
Document Number	0021220408
Book / Page	2122 / 408
Map Reference	MB 6 PG 53
Instrument Date	Aug 18, 2020
Instrument	695150
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7009 N LAGOOII DRIVE #110110, 7009, PANAMA CITY BEACH, FL 32408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024

Mortgage

Document Number	695151
Date	Sep 15, 2020
Instrument	695151

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,800 (-) Land $10,600 Building $249,200
2025	$941.00	$259,800 (-) Land $10,600 Building $249,200
2024			$259,800 Land $10,600 Building $249,200
2023		$259,800 Land $10,600 Building $249,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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