104 Beechwood Ln, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 104 Beechwood Ln, Beech Mountain, NC 28604

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,792 sqft · built 2004
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on Record
Last Sale$204,000 (Nov 2018)
Deeds & MortgagesSep 2025 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1950-22-6568-000

Property Details

APN / Parcel Number

Primary APN1950-22-6568-000
Alternative APN
  • 1786037

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,792 sqft Living Area
1st Floor Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area40,946 sqft (0.94 acres)
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1786037
Street Address104 BEECHWOOD LN
CityBEECH MOUNTAIN
StateNC
Zip28604-8024
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBMR3
Legal Description#3 POND CREEK CONDO
Legal SubdivisionPOND CREEK
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1054
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address924 GENERAL WHITING BLVD, KURE BEACH, NC 28449-3944
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Mar 4, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Nov 29, 2018Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2018 · Amount on Record
Deed SaleNov 29, 2018 · Amount on Record
Deed Document Number2018674499
Deed Book / Page2004 / 42
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address104 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024
Transaction TypeMortgage
Record UpdatedOct 8, 2025
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 VALLEY BROOK RD, WILMINGTON, NC 28412-3243

Mortgage

Document Number0024500213
DateSep 15, 2025
Book Page2450/213
Instrument753408
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address104 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024
Transaction TypeMortgage
Record UpdatedAug 24, 2022
Title CompanySTEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address7132 LIPSCOMB DR, WILMINGTON, NC 28412-3162

Mortgage

Document Number0021710161
DateMar 4, 2021
Book Page2171/161
Instrument703084
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateNov 29, 2018
Property Address104 BEECHWOOD LN, BEECH MOUNTAIN, NC 28604-8024
Document Number0020040042
Book / Page002004 / 000042
Instrument DateNov 29, 2018
Instrument674499
Transaction TypeTransfer
Record UpdatedDec 12, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$408.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7132 LIPSCOMB DR WILMINGTON NC 284123162, WILMINGTON, NC 28412-3162

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$359,000 (-) Land $26,200 Building $332,800
2025$359,000 (-) Land $26,200 Building $332,800
2024$359,000 Land $26,200 Building $332,800
2023$359,000 Land $26,200 Building $332,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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