125 12th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 125 12th Ave E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,913 sqft · built 2002
Lot Size0.215 acres (9,375 sqft)
Owner2 Trust Names on File
Last Sale$2,300,000 (Nov 2025)
Tax Bill$24,909 (2025)
Deeds & MortgagesNov 2025 Sale
Aug 2022 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN25816-0345-9

Property Details

APN / Parcel Number

Primary APN25816-0345-9
Alternative APN
  • 3417242581603459

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,913 sqft Living Area
Gross Area4,250 sqft
1st Floor Area2,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area9,375 sqft (0.215 acres)
View / LotRiver
Garage TypeAttached
Garage Area516 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area390 sqft
PorchScreened Porch
Porch Area821 sqft
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address125 12TH AVE E
CityPALMETTO
StateFL
Zip34221-4271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePL_PD-MU
Legal DescriptionLOT 29 PENINSULA AT RIVIERA DUNES TOGETHER WITH PRIVATE BOAT SLIP #29, PI#25816.0345/9
Legal Range17E
Legal Township34S
Legal Section24
Legal SubdivisionPENINSULA AT RIVIERA DUNES
Legal Tract02581600
Legal Lot Number29
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group4
Census Block4007
Census Tract1502

Owner

125 12th Ave E is owner-occupied and held in a trust since November 2025.

Source: Manatee County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address125 12TH AVE E, PALMETTO, FL 34221-4271
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 3, 2022Special Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
May 2, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST REPUBLIC BANK
Aug 3, 2020Deed of Trust, Mortgage · VA Mortgage
FEDERAL SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2025 · Amount on File
Deed SaleNov 13, 2025 · Amount on File
Prior SaleMay 2, 2022 · Amount on File
Deed Document Number2025137471
Prior Transfer DateApr 28, 2016
Prior Transfer Doc0026197633
Record UpdatedOct 29, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateNov 13, 2025
Property Address125 12TH AVE E, PALMETTO, FL 34221-4271
Document Number0041137471
Map ReferenceMB 36 PG 143
Instrument DateNov 7, 2025
Instrument202541137471
Transaction TypeTransfer
Record UpdatedDec 3, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$16,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9120 JOINER CREEK CT, COLLEGE GROVE, TN 37046-1415

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address224 BLUESKI GEORGE CRESCENT 15, 15, BLUE MOUNTAINS

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateAug 3, 2022
Property Address125 12TH AVE E, PALMETTO, FL 34221-4271
Document Number0041099456
Map ReferenceMB 36 PG 143
Instrument DateAug 2, 2022
Instrument202241099456
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 12TH AVE E, 125, PALMETTO, FL 34221-4271

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 12TH AVE E, PALMETTO, FL 34221-4271

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateMay 2, 2022
Property Address125 12TH AVE E, PALMETTO, FL 34221-4271
Document Number0041058785
Map ReferenceMB 36 PG 143
Instrument DateApr 29, 2022
Instrument202241058785
Transaction TypeTransfer
Record UpdatedMay 25, 2022
Title CompanyOLD TAMPA BAY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2715 TERRA CEIA BAY BLVD, 2715, PALMETTO, FL 34221-5979

Transferred To (Grantee/Buyer)

NameVerified Name
Address125 12TH AVE E, PALMETTO, FL 34221-4271

Mortgage

Document Number0041058786
DateMay 2, 2022
Instrument202241058786
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate2.45%
Type Change DateJul 1, 2027
Change FrequencyMonthly
Min Rate At Change2.95%
Max Rate At Change10.9%
IndexOther
Max Rate10.9%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address125 12TH AVE E, PALMETTO, FL 34221-4271
Document Number0041086187
Instrument DateAug 3, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanyBCHH INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address125 12TH AVE E PALMETTO FL 342214271, PALMETTO, FL 34221-4271

Mortgage

Document Number0041086187
DateAug 18, 2020
Instrument41086187
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 125 12th Ave E was $24,909, up 1.4% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityPalmetto City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,670,606 (+29.92%) Land $359,975 Building $1,310,631$1,670,606 (+29.92%) Land $359,975 Building $1,310,631
2025$24,909.00 (+1.42%)$1,285,863 Land $359,975 Building $925,888$1,285,863 Land $359,975 Building $925,888
2024$24,561.00 (-1.12%)
2023$24,839.00 (+11,507.01%)$1,290,935 (+91.16%) Land $349,775 Building $941,160$1,290,935 (+20.39%) Land $349,775 Building $941,160
2022$214.00 Disabled Person's exemption Veteran's exemption$675,313$1,072,273 Land $265,000 Building $807,273

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 125 12th Ave E in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 177 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies469 units insured
incl. 292 condo units
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 12th Ave E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALMETTO WATER DEPT.
serves 13,446 people · EPA ID FL6410322
Water SourcePurchased surface water from MANATEE COUNTY UTILITIES DEPT
Last State InspectionJun 2023
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityE. coli
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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