126 12th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 126 12th Ave E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,451 sqft · built 2007
Lot Size0.261 acres (11,347 sqft)
Owner2 Individual Names on Record
Last Sale$949,000 (Jun 2021)
Tax Bill$264 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN25816-0235-9

Property Details

APN / Parcel Number

Primary APN25816-0235-9
Alternative APN
  • 3417242581602359

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area3,451 sqft Living Area
Gross Area4,549 sqft
1st Floor Area2,313 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area11,347 sqft (0.261 acres)
View / LotRiver
Garage TypeAttached
Garage Area590 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area508 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address126 12TH AVE E
CityPALMETTO
StateFL
Zip34221-4265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePL_PD-MU
Legal DescriptionLOT 7 PENINSULA AT RIVIERA DUNES PI#25816.0235/9
Legal Range17E
Legal Township34S
Legal Section24
Legal SubdivisionPENINSULA AT RIVIERA DUNES
Legal Tract02581600
Legal Lot Number7
JurisdictionMANATEE FL
Township / Civil DivisionPALMETTO
Census Block Group4
Census Block4003
Census Tract1502

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address126 12TH AVE E, PALMETTO, FL 34221-4265
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Deed of Trust, Mortgage
SPLITERO FUNDING INC
Jun 16, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2021 · Amount on Record
Deed SaleJun 16, 2021 · Amount on Record
Prior SaleSep 4, 2015 · Amount on Record
Deed Document Number202179791
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address126 12TH AVE E, PALMETTO, FL 34221-4265
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 12TH AVE E, PALMETTO, FL 34221-4265

Mortgage

Document Number0041024535
DateMar 5, 2026
Instrument202641024535
Lender
NameSPLITERO FUNDING INC
TypeMortgage Company
AddressWILMINGTON, DE 19890
Agreement
AmountAmount Recorded

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateJun 16, 2021
Property Address126 12TH AVE E, PALMETTO, FL 34221-4265
Document Number0041079791
Map ReferenceMB 36 PG 143
Instrument DateJun 11, 2021
Instrument202141079791
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,643.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address502 SHAMBORD CIR, 502, DAYTON, OH 45429-1961

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 12TH AVE E, RUBONIA, FL 34221-4265

Mortgage

Document Number0041079792
DateJun 16, 2021
Instrument202141079792
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateJul 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.37%
IndexOther
Max Rate7.37%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityPalmetto City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,312,158 (-0.03%) Land $359,975 Building $952,183$1,312,158 (-0.03%) Land $359,975 Building $952,183
2025$264.00 (-98.9%) Veteran's exemption$1,312,524 (+5.64%) Land $359,975 Building $952,549$1,312,524 (+5.64%) Land $359,975 Building $952,549
2024$23,906.00 (+6.82%)
2023$22,380.00 (+13.21%)$1,242,507 (+21.92%) Land $268,600 Building $973,907$1,242,507 (+21.92%) Land $268,600 Building $973,907
2022$19,768.00$1,019,120 Land $180,000 Building $839,120$1,019,120 Land $180,000 Building $839,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 177 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies469 units insured
incl. 292 condo units
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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