120 12th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 120 12th Ave E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,516 sqft · built 2007
Lot Size	0.249 acres (10,830 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Nov 2020)
Tax Bill	$14,933 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`25816-0250-9`

Property Details

APN / Parcel Number

Primary APN	`25816-0250-9`
Alternative APN	`3417242581602509`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,516 sqft Living Area
Gross Area	5,071 sqft
1st Floor Area	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,830 sqft (0.249 acres)
View / Lot	River
Garage Type	Attached
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces
Pool Area	456 sqft
Porch	Screened Porch
Porch Area	832 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	120 12TH AVE E
City	PALMETTO
State	FL
Zip	34221-4265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 10 PENINSULA AT RIVIERA DUNES PI#25816.0250/9
Legal Range	17E
Legal Township	34S
Legal Section	24
Legal Subdivision	PENINSULA AT RIVIERA DUNES
Legal Tract	02581600
Legal Lot Number	10
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	4
Census Block	4003
Census Tract	1502

Owner

120 12th Ave E is owned and occupied by two individuals who bought it in November 2020.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 12TH AVE E, PALMETTO, FL 34221-4265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020 · Amount on File
Deed Sale	Nov 3, 2020 · Amount on File
Prior Sale	Mar 3, 2011 · Amount on File
Deed Document Number	2020120285
Prior Transfer Date	Apr 16, 2015
Prior Transfer Doc	0025660212
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 3, 2020
Property Address	120 12TH AVE E, PALMETTO, FL 34221-4265
Document Number	0041120285
Instrument Date	Oct 22, 2020
Instrument	41120285
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	DESJARLAIS LAW AND TITLE, DESJARLAIS LAW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	120 12TH AVE E PALMETTO FL 342214265, PALMETTO, FL 34221-4265

Mortgage

Document Number	41120286
Date	Nov 3, 2020
Instrument	41120286

Lender

Name	FAIRWAY FNDG
Type	Funding / Finance Company
Address	LAKEWOOD RANCH, FL 34202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 120 12th Ave E was $14,933 with a homeowner's exemption, up 5.4% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$829,448 (+2.7%)	$1,411,563 (-0.2%) Land $359,975 Building $1,051,588
2025	$14,933.00 (+5.42%) Homeowner's exemption	$807,642	$1,414,351 Land $359,975 Building $1,054,376
2024	$14,165.00 (+1.45%)
2023	$13,963.00 (+2.57%) Homeowner's exemption	$762,019 (+3%)	$1,350,621 (+22.2%) Land $268,600 Building $1,082,021
2022	$13,613.00 Homeowner's exemption	$739,824	$1,105,217 Land $180,000 Building $925,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 12th Ave E in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	469 units insured incl. 292 condo units
Nearby Flood Claims	3 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 12th Ave E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20