Washoe County property record for 12495 Clearwater Dr, Reno, NV 89511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,018 sqft · built 1978 |
| Lot Size | 0.337 acres (14,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $288,000 (Nov 2003) |
| Tax Bill | $2,401 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-153-02 |
| Primary APN | 044-153-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,018 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| 2nd Floor Area | 946 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 14,680 sqft (0.337 acres) |
| Garage Type | Built-in |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 466 sqft |
| Deck Area | 399 sqft |
| Patio Area | 399 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 84504 |
|---|---|
| Street Address | 12495 CLEARWATER DR |
| City | RENO |
| State | NV |
| Zip | 89511-7735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDS |
| Legal Description | SPRING VALLEY EST 1 LT 21 |
| Legal Range | 20 |
| Legal Township | 18 |
| Legal Subdivision | SPRING VALLEY ESTATES 1 |
| Legal Lot Number | 21 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 1011 |
12495 Clearwater Dr is owned and occupied by an individual who acquired it in November 2010.
Source: Washoe County records, as of January 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12495 CLEARWATER DR, RENO, NV 89511-7735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2003 · Amount on File |
| Deed Sale | Nov 21, 2003 · Amount on File |
| Prior Sale | Nov 21, 2003 · Amount on File |
| Deed Document Number | 0002958050 |
| Last Transfer Date | Nov 1, 2010 |
| Transfer Doc | 0003938563 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 12495 CLEARWATER DR, RENO, NV 89511-7735 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005237689 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 5237689 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | RENO, NV 89521 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 12495 Clearwater Dr was $2,401.
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,401.00 | $100,716 Land $53,333 Building $47,383 | $287,760 Land $152,380 Building $135,380 |
| 2023 | $1,894.00 | $80,616 Land $45,187 Building $35,429 | $230,331 Land $129,105 Building $101,226 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12495 Clearwater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12495 Clearwater Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.8% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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