Washoe County property record for 12490 Clearwater Dr, Reno, NV 89511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,958 sqft · built 1978 |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $630,000 (Sep 2026) |
| Tax Bill | $2,000 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-151-04 |
| Primary APN | 044-151-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 1,958 sqft Living Area |
| Gross Area | 2,420 sqft |
| 1st Floor Area | 1,958 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Frame Hardboard |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 16,771 sqft (0.385 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 135 sqft |
| Wet Bar | Wet Bar |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 12490 CLEARWATER DR |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89511-7734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDS |
| Legal Description | SPRING VALLEY ESTATES UNIT 1 LOT 11 |
| Legal Subdivision | SPRING VALLEY ESTATES 1 |
| Legal Lot Number | 11 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1011 |
Source: Washoe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12490 CLEARWATER DR, RENO, NV 89511-7734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 28, 2026 | Affidavit, Transfer |
| Aug 28, 2026 | Bargain and Sale Deed, Transfer STEWART TITLE |
| Aug 28, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Sep 22, 2026 | Re-recorded Document STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2026 · Amount on Record |
| Deed Sale | Sep 22, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2026 · Amount on Record |
| Deed Document Number | 20265653158 |
| Prior Transfer Date | Aug 21, 2026 |
| Prior Transfer Doc | 0005648487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Aug 28, 2026 |
| Property Address | 12490 CLEARWATER DR, RENO, NV 89511-7734 |
| Document Number | 0005648486 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20265648486 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Aug 28, 2026 |
| Property Address | 12490 CLEARWATER DR, RENO, NV 89511-7734 |
| Document Number | 0005648487 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20265648487 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Aug 28, 2026 |
| Property Address | 12490 CLEARWATER DR, RENO, NV 89511-7734 |
| Document Number | 0005648488 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20265648488 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260,883.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12490 CLEARWATER DR, RENO, NV 89511-7734 |
| Document Number | 0005648488, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 20265648488 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Sep 22, 2026 |
| Property Address | 12490 CLEARWATER DR, RENO, NV 89511-7734 |
| Document Number | 0005653158 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20265653158 |
| Record Updated | Oct 8, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $260,883.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12490 CLEARWATER DR, RENO, NV 89511-7734 |
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,000.00 (+37.65%) | $92,793 (+9.09%) Land $59,787 Building $33,006 | |
| 2025 | $1,453.00 (-20.69%) | $85,061 (+9.68%) Land $50,526 Building $34,535 | $243,031 (+9.68%) Land $144,360 Building $98,671 |
| 2023 | $1,832.00 | $77,554 Land $42,809 Building $34,745 | $221,582 (+31.4%) Land $122,310 Building $99,272 |
| 2021 | $168,633 Land $82,620 Building $86,013 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.8% of Nevada |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures