12480 Clearwater Dr, Reno, NV 89511 Property Records

Washoe County property record for 12480 Clearwater Dr, Reno, NV 89511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1978
Lot Size	0.453 acres (19,733 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jul 2017)
Tax Bill	$2,070 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`044-151-05`

Property Details

APN / Parcel Number

Primary APN	`044-151-05`
Alternative APN	`84494`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,435 sqft
1st Floor Area	1,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Frame Hardboard
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	19,733 sqft (0.453 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	386 sqft
Deck Area	250 sqft
Patio Area	384 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12480 CLEARWATER DR
City	RENO
State	NV
Zip	89511-7734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDS
Legal Description	SPRING VALLEY EST 1 LT 12
Legal Subdivision	SPRING VALLEY ESTATES 1
Legal Lot Number	12
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHWEST
Census Block Group	2
Census Block	2004
Census Tract	1011

Owner

Source: Washoe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12480 CLEARWATER DR, RENO, NV 89511-7734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Mar 22, 2006 · Amount on Record
Deed Document Number	20174728163
Prior Transfer Date	Apr 4, 2013
Prior Transfer Doc	0004235584
Record Updated	Oct 29, 2026

July 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jul 27, 2017
Property Address	12480 CLEARWATER DR, RENO, NV 89511-7734
Document Number	0004728163
Instrument Date	Jul 26, 2017
Instrument	4728163
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	WESTERN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,619.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12480 CLEARWATER DR, RENO, NV 89511-7734

Mortgage

Document Number	0004728164
Date	Jul 27, 2017
Instrument	4728164

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,070.00	$95,681 (+8.76%) Land $59,787 Building $35,894
2025		$87,977 (+9.62%) Land $50,526 Building $37,451	$251,364 (+9.63%) Land $144,360 Building $107,004
2023	$1,896.00	$80,253 Land $42,809 Building $37,444	$229,294 (+31.53%) Land $122,310 Building $106,984
2021			$174,323 Land $82,620 Building $91,703

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.8% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20