12493 Lovers Ln, Greenfield, OH 45123 Property Records

Highland County property record for 12493 Lovers Ln, Greenfield, OH 45123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 2020
Lot Size	2.43 acres (106,112 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-03-000-131.04`

Property Details

APN / Parcel Number

Primary APN	`26-03-000-131.04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft 1st Floor
Stories	1 Story

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	106,112 sqft (2.43 acres)
Parking Spaces	2 Parking Spaces
Garage Area	638 sqft Garage
Porch	Slab
Porch Area	219 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	12493 LOVERS LN
City	GREENFIELD
State	OH
Zip	45123-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.436 2020 SPLIT FROM 26-03-000-131.03
Jurisdiction	HIGHLAND OH
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1031
Census Tract	954400

Owner

Source: Highland County records · APN 26-03-000-131.04

Assessment roll updated April 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12469 LOVERS LN, GREENFIELD, OH 45123-9703
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	12493 LOVERS LN, GREENFIELD, OH 45123-9703
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00987/5599
Date	Aug 05, 2020
Book Page	987/5599
Instrument	202000003678

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	HILLSBORO, OH 45133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Highland County records · Assessment roll updated April 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Madison Township
Unified School District	Greenfield Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00	$87,010 (-) Land $12,460 Building $74,550	$248,600 (-) Land $35,600 Building $213,000
2024	$2,651.00 (+15.31%)	$87,010 (+28.2%) Land $12,460 Building $74,550	$248,600 (+28.21%) Land $35,600 Building $213,000
2023	$2,299.00 (-4.92%) Homeowner's exemption	$67,870 (-) Land $10,260 Building $57,610
2022		$67,870 Land $10,260 Building $57,610
2021	$2,418.00		$193,900 Land $29,300 Building $164,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highland County (39071C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.