Highland County property record for 12441 Lovers Ln, Greenfield, OH 45123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,658 sqft · built 1983 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,000 (Sep 2006) |
| Tax Bill | $2,144 (2025) |
| Deeds & Mortgages | Mar 2006 Mortgage May 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-03-000-131.01 |
| Primary APN | 26-03-000-131.01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 3,064 sqft |
| 1st Floor Area | 1,120 sqft |
| Attic | Attic |
| Attic Area | 538 sqft |
| Basement Area | 1,120 sqft |
| Finished Basement | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,593 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 56 sqft |
| Patio Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Well |
| Street Address | 12441 LOVERS LN |
|---|---|
| City | GREENFIELD |
| State | OH |
| Zip | 45123-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.00 ACRE |
| Jurisdiction | HIGHLAND OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 954400 |
Source: Highland County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12441 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2006 | Deed of Trust, Mortgage · Conventional Mortgage DEDICATED MORTGAGE GROUP |
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK |
| Jun 22, 2009 | Deed of Trust, Mortgage FIFTH THIRD MORTGAGE CO |
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK |
| Sep 20, 2006 | Warranty Deed, Transfer FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2006 · Amount on Record |
| Deed Sale | Sep 20, 2006 · Amount on Record |
| Prior Sale | Jun 30, 1998 · Amount on Record |
| Deed Document Number | 20067288 |
| Deed Book / Page | 646 / 251 |
| Prior Transfer Date | Sep 14, 2006 |
| Prior Transfer Doc | 646/251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 12441 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | ESO TITLE AGENCY, JETS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000623/459 |
|---|---|
| Date | Mar 21, 2006 |
| Book Page | 623/459 |
| Instrument | 200600002182 |
| Name | DEDICATED MORTGAGE GROUP |
|---|---|
| Address | 431 OHIO PIKE STE 311, CINCINNATI, OH 45255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 12441 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00950/0001 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 950/0001 |
| Instrument | 201700002240 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSBORO, OH 45133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 12441 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | NETCO |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000734/01 |
|---|---|
| Date | Jun 22, 2009 |
| Book Page | 734/01 |
| Instrument | 200900003164 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 12441 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700002240 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 950/0001 |
| Instrument | 201700002240 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSBORO, OH 45133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Recording Date | Sep 20, 2006 |
| Property Address | 12441 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Document Number | 000646/251 |
| Book / Page | 646 / 251 |
| Instrument Date | Sep 14, 2006 |
| Instrument | 200600007288 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12441 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Investor | Possibly a Property Investor |
| Document Number | 200600007289 |
|---|---|
| Date | Sep 20, 2006 |
| Instrument | 200600007289 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2036 |
Source: Highland County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Highland County |
| County Subdivision | Madison Township |
| Unified School District | Greenfield Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,144.00 | $72,000 (-) Land $7,110 Building $64,890 | $205,700 (-) Land $20,300 Building $185,400 |
| 2024 | $2,144.00 (+17.16%) Homeowner's exemption | $72,000 (+30.43%) Land $7,110 Building $64,890 | $205,700 (+30.44%) Land $20,300 Building $185,400 |
| 2023 | $1,830.00 (-22.06%) Homeowner's exemption | $55,200 (-) Land $5,850 Building $49,350 | |
| 2022 | $55,200 Land $5,850 Building $49,350 | ||
| 2021 | $2,348.00 | $157,700 Land $16,700 Building $141,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENFIELD VILLAGE PWS serves 4,600 people · EPA ID OH3600312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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