Highland County property record for 12469 Lovers Ln, Greenfield, OH 45123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,816 sqft · built 2009 |
| Lot Size | 2.46 acres (107,201 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,148 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-03-000-131.03 |
| Primary APN | 26-03-000-131.03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| Gross Area | 4,429 sqft |
| 1st Floor Area | 952 sqft |
| Basement Area | 952 sqft |
| Finished Basement | 952 sqft |
| Unfinished Basement | 952 sqft |
| Family Room | Family Room |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum Siding |
| Construction Type | Wood |
| Lot Area | 107,201 sqft (2.46 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 49 sqft |
| Patio Area | 204 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 12469 LOVERS LN |
|---|---|
| City | GREENFIELD |
| State | OH |
| Zip | 45123-9703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.461 ACRES 2020 SPLIT 0.480 OUT COMBO WB 2.461 ACRES |
| Jurisdiction | HIGHLAND OH |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 954400 |
Source: Highland County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12469 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivor |
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Line of Credit MERCHANTS NATIONAL BANK |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK |
| Apr 17, 2015 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK |
| Nov 2, 2009 | Deed of Trust, Mortgage THE HOME BUILDING & LOAN COMPANY OF GREE |
| Sep 21, 2010 | Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK |
| Jul 10, 2020 | Intrafamily Transfer, Transfer |
| Jul 10, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 15, 2020 |
| Transfer Doc | 00997/2934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Recording Date | Jul 23, 2026 |
| Property Address | 12469 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Document Number | 0000003605 |
| Book / Page | 1023 / 1314 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20263605 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | PM TITLE LLC, PM TITLE |
| Name | Verified Name |
|---|---|
| Address | 12469 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Document Number | 0000003605, |
|---|---|
| Date | Jul 23, 2026 |
| Book Page | 1023/1314 |
| Instrument | 20263605 |
| Name | MERCHANTS NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 12469 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00991/2864 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 991/2864 |
| Instrument | 202100000863 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSBORO, OH 45133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 12469 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | TECHNETITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 000892/682 |
|---|---|
| Date | Apr 17, 2015 |
| Book Page | 0892/682 |
| Instrument | 201500001458 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Address | HILLSBORO, OH 45133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 12469 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 000744/446 |
|---|---|
| Date | Nov 2, 2009 |
| Book Page | 744/446 |
| Instrument | 200900005576 |
| Name | THE HOME BUILDING & LOAN COMPANY OF GREE |
|---|---|
| Address | GREENFIELD, OH 45123 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Property Address | 12469 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Title Company | TECHNETITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 000766/394 |
|---|---|
| Date | Sep 21, 2010 |
| Book Page | 0766/394 |
| Instrument | 201000004380 |
| Name | MERCHANTS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSBORO, OH 45133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Recording Date | Jul 10, 2020 |
| Property Address | 12469 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Document Number | 00997/2938 |
| Book / Page | 997 / 2938 |
| Map Reference | MB 733 PG 237 |
| Instrument Date | May 1, 2020 |
| Instrument | 202000003154 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12435 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLAND OH |
| Recording Date | Jul 10, 2020 |
| Property Address | 12469 LOVERS LN, GREENFIELD, OH 45123-9703 |
| Document Number | 00997/2934 |
| Book / Page | 997 / 2934 |
| Map Reference | MB 733 PG 237 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 202000003153 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 12435 LOVERS LN, GREENFIELD, OH 45123-9703 |
Source: Highland County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Highland County |
| County Subdivision | Madison Township |
| Unified School District | Greenfield Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,148.00 | $105,600 (-) Land $12,530 Building $93,070 | $301,700 (-) Land $35,800 Building $265,900 |
| 2024 | $3,148.00 (+14.93%) Homeowner's exemption | $105,600 (+27.89%) Land $12,530 Building $93,070 | $301,700 (+27.89%) Land $35,800 Building $265,900 |
| 2023 | $2,739.00 (-22.03%) Homeowner's exemption | $82,570 (-) Land $10,290 Building $72,280 | |
| 2022 | $82,570 Land $10,290 Building $72,280 | ||
| 2021 | $3,513.00 | $235,900 Land $29,400 Building $206,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREENFIELD VILLAGE PWS serves 4,600 people · EPA ID OH3600312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| altafiber Network Solutions Fixed Wireless | 100 / 20 |
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