12492 Pine Bluff St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12492 Pine Bluff St, Spring Hill, FL 34609 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2024
Square Footage	1,958 sqft Living Area
Lot Size	6,000 sqft (0.138 acres)
Occupancy	Owner Occupied
Last Sale	$326,600 (2024)
Tax Bill	$322.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`R09-223-18-3026-0000-0460`
Alternative APNs	`01808057` `1808057`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,958 sqft Living Area
Gross Area	2,591 sqft Gross Area
1st Floor	1,958 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Combination Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Porch	Open Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Account Number	01808057
Street Address	12492 PINE BLUFF ST
City	SPRING HILL
State	FL
Zip	34609-2165
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PINE BLUFF LOT 46
Legal Subdivision	PINE BLUFF
Legal Lot Number	46
Jurisdiction	HERNANDO FL
Minor Civil Division	SPRING HILL
Census Blockgroup	3
Census Block	3027
Census Tract	41006

Owner

Source: Hernando County records · APN R09-223-18-3026-0000-0460

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12492 PINE BLUFF ST, SPRING HILL, FL 34609-2165
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Deed Doc Number	202422302
Deed Book / Page	4412 / 845
Record Refreshed	Jun 08, 2026

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 23, 2024
Property Address	12492 PINE BLUFF ST, SPRING HILL, FL 34609-2165
Document Number	0044120845
Book / Page	4412 / 845
Map Reference	MB 45 PG 1
Instrument Date	Apr 02, 2024
Instrument	2024022302
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2025
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,286.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN STREET, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	12492 PINE BLUFF STREET, SPRING HILL, FL 34609-2165

Mortgage

Document Number	0004412847
Date	Apr 23, 2024
Instrument	4412/847

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,859.00 (+1,098.45%)	$309,815 (+1,621.19%) Land $18,000 Building $291,815	$309,815 (+1,621.19%) Land $18,000 Building $291,815
2023	$322.00 (+17.95%)	$18,000
2022	$273.00		$18,000 Land $18,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.