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12485 Pine Bluff St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12485 Pine Bluff St, Spring Hill, FL 34609 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,493 sqft · built 2024
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$304,300 (Sep 2024)
Tax Bill$2,119 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR09-223-18-3026-0000-0420

Property Details

APN / Parcel Number

Primary APNR09-223-18-3026-0000-0420
Alternative APN
  • 1808011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,493 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address12485 PINE BLUFF ST
CitySPRING HILL
StateFL
Zip34609-2182
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE BLUFF LOT 42
Legal Lot Number42
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3027
Census Tract41006

Owner

Source: Hernando County records · APN R09-223-18-3026-0000-0420

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12485 PINE BLUFF ST, SPRING HILL, FL 34609-2182
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2024 · Amount on Record
Deed SaleSep 25, 2024 · Amount on Record
Deed Document Number2024060547
Deed Book / Page4474 / 1926
Record UpdatedJun 08, 2026

September 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHERNANDO FL
Recording DateSep 25, 2024
Property Address12485 PINE BLUFF ST, SPRING HILL, FL 34609-2182
Document Number0044741926
Book / Page4474 / 1926
Map ReferenceMB 45 PG 1
Instrument DateSep 19, 2024
Instrument2024060547
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2025
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,130.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address12485 PINE BLUFF ST, SPRING HILL, FL 34609-2182

Mortgage

Document Number0044741928
DateSep 25, 2024
Instrument4474/1928
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,119.00 Additional exemption filed$187,918$250,697 Land $18,000 Building $232,697

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530410063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004–2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2014, other causes

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Open InfraFiber8,000 / 8,000
WOW Internet, Cable & PhoneFiber5,000 / 5,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Tillman Global Holdings, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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