12470 Pine Bluff St, Spring Hill, FL 34609 Property Records

Hernando County property record for 12470 Pine Bluff St, Spring Hill, FL 34609 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,698 sqft · built 2024
Lot Size0.1 acres (4,356 sqft)
OwnerIndividual Name on File
Last Sale$319,800 (Feb 2024)
Tax Bill$3,019 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR09-223-18-3026-0000-0440

Property Details

APN / Parcel Number

Primary APNR09-223-18-3026-0000-0440
Alternative APN
  • 1808039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area1,698 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address12470 PINE BLUFF ST
CitySPRING HILL
StateFL
Zip34609-2165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE BLUFF LOT 44
Legal Lot Number44
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group3
Census Block3027
Census Tract41006

Owner

Source: Hernando County records · APN R09-223-18-3026-0000-0440

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12470 PINE BLUFF ST, SPRING HILL, FL 34609-2165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2024 · Amount on Record
Deed SaleFeb 01, 2024 · Amount on Record
Deed Document Number2024007522
Deed Book / Page4389 / 1031
Record UpdatedJun 08, 2026

February 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 01, 2024
Property Address12470 PINE BLUFF ST, SPRING HILL, FL 34609-2165
Document Number0043891031
Book / Page4389 / 1031
Map ReferenceMB 45 PG 1
Instrument DateJan 29, 2024
Instrument2024007522
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2025
Title CompanyPARAMOUNT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,238.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address12470 PINE BLUFF STREET, SPRING HILL, FL 34609-2165

Mortgage

Document Number0043891033
DateFeb 01, 2024
Instrument4389/1033
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2054

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,019.00 Additional exemption filed$283,342 Land $16,832 Building $266,510$283,342 Land $16,832 Building $266,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,087 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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