Genesee County property record for 12485 Baldwin Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,768 sqft · built 2004 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,645 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-31-100-011 |
| Primary APN | 10-31-100-011 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Basement Area | 1,768 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 130,680 sqft (3 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12485 BALDWIN RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | A PARCEL OF LAND BEG @ NW COR OF SEC TH E 300.65 FT TH S 0 DEG 10 MIN 05 SEC E 435 FT TH W 300 FT TH N 0 DEG 10 MIN 05 SEC W |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 31 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 12801 |
12485 Baldwin Rd is owned and occupied by two individuals.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12485 BALDWIN RD, GAINES, MI 48436-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 12485 BALDWIN RD, GAINES, MI 48436-9702 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000071599 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 201806140071599 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2033 |
The 2025 property tax bill for 12485 Baldwin Rd was $2,645 with a homeowner's exemption, up 2.3% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,400 (+8.46%) Land $23,000 Building $101,400 | $248,800 (+8.46%) Land $46,000 Building $202,800 | |
| 2025 | $2,645.00 (+2.28%) Homeowner's exemption | $114,700 | $229,400 |
| 2024 | $2,586.00 | ||
| 2023 | $105,200 | $210,400 | |
| 2019 | $1,912.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12485 Baldwin Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12485 Baldwin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Lennon Telephone Company, Spectrum, T-Mobile.
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