Pasco County property record for 12482 Chaya Ct, Spring Hill, FL 34610
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,508 sqft · built 2017 |
| Lot Size | 0.254 acres (11,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,900 (Jan 2022) |
| Tax Bill | $6,283 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Apr 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-18-0030-00500-0370 |
| Primary APN | 04-25-18-0030-00500-0370 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 1,962 sqft |
| 1st Floor Area | 1,508 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,100 sqft (0.254 acres) |
| Garage Area | 400 sqft |
| Driveway | Driveway |
| Driveway Area | 636 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 54 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0904806 |
|---|---|
| Street Address | 12482 CHAYA CT |
| City | SPRING HILL |
| State | FL |
| Zip | 34610-7843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | TALAVERA PHASE 1A-2 PB 73 PG 089 BLOCK 5 LOT 37 |
| Legal Range | 18E |
| Legal Township | 25S |
| Legal Section | 04 |
| Legal Subdivision | TALAVERA |
| Legal Phase | 1A |
| Legal Tract | 30 |
| Legal Block | 5 |
| Legal Lot Number | 37 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 31901 |
12482 Chaya Ct is owned and occupied by an individual who bought it in January 2022.
Source: Pasco County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 12482 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 2, 2019 | Warranty Deed, Transfer SUNCOAST CU |
| Jun 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Sep 6, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2022 · Amount on File |
| Deed Sale | Jan 27, 2022 · Amount on File |
| Prior Sale | Apr 2, 2019 · Amount on File |
| Deed Document Number | 2022024498 |
| Deed Book / Page | 10539 / 465 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 27, 2022 |
| Property Address | 12482 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Document Number | 0105390465 |
| Book / Page | 10539 / 465 |
| Map Reference | MB 73 PG 89-94 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022024498 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,309.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12046 PENGUIN AVE, 12046, WEEKI WACHEE, FL 34614-2115 |
| Name | Verified Name |
|---|---|
| Address | 12482 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Document Number | 0010539467 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 10539/467 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 2, 2019 |
| Property Address | 12482 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Document Number | 0098831333 |
| Book / Page | 009883 / 001333 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 55018 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12482 CHAYA CT SPRING HILL FL 346107843, SPRING HILL, FL 34610-7843 |
| Document Number | 98831335 |
|---|---|
| Date | Apr 2, 2019 |
| Book Page | 009883/001335 |
| Instrument | 55019 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jun 5, 2018 |
| Property Address | 12482 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Document Number | 0097353673 |
| Book / Page | 9735 / 3673 |
| Map Reference | MB73 PG89-94 |
| Instrument Date | May 24, 2018 |
| Instrument | 2018094182 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,379.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 MONIN RDA, 902, ELIZABETHTOWN, KY 42701 |
| Name | Verified Name |
|---|---|
| Address | 12482 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Document Number | 2018094183 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 2018094183 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 6, 2017 |
| Property Address | 12482 CHAYA CT, SPRING HILL, FL 34610-7843 |
| Document Number | 0096010921 |
| Book / Page | 009601 / 000921 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 141840 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | M/I TITLE AGENCY LIMITED LC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,373.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12482 CHAYA CT SPRING HILL FL 346107843, SPRING HILL, FL 34610-7843 |
| Document Number | 96010923 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | 009601/000923 |
| Instrument | 141841 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2047 |
The 2025 property tax bill for 12482 Chaya Ct was $6,283 with a homeowner's exemption.
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,283.00 Homeowner's exemption | $238,190 Land $73,191 Building $164,999 | $265,434 Land $73,191 Building $192,243 |
| 2023 | $6,053.00 (+20.53%) Additional exemption filed | $224,747 (+27.47%) Land $56,766 Building $167,981 | $255,717 (+15.71%) Land $56,766 Building $198,951 |
| 2022 | $5,022.00 | $176,320 Land $47,616 Building $128,704 | $221,001 Land $47,616 Building $173,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12482 Chaya Ct in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 146 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 146 in force |
| Nearby Flood Claims | 14 (1992–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12482 Chaya Ct is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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