12475 Chaya Ct, Spring Hill, FL 34610 Property Records

Pasco County property record for 12475 Chaya Ct, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,508 sqft · built 2017
Lot Size	0.281 acres (12,248 sqft)
Owner	Individual Name on File
Last Sale	$175,990 (Sep 2017)
Tax Bill	$5,360 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-18-0030-00500-0320`

Property Details

APN / Parcel Number

Primary APN	`04-25-18-0030-00500-0320`
Alternative APN	`0904801`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	1,962 sqft
1st Floor Area	1,508 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,248 sqft (0.281 acres)
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	54 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0904801
Street Address	12475 CHAYA CT
City	SPRING HILL
State	FL
Zip	34610-7844
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	TALAVERA PHASE 1A-2 PB 73 PG 089 BLOCK 5 LOT 32 OR 9609 PG 1445
Legal Range	18E
Legal Township	25S
Legal Section	04
Legal Subdivision	TALAVERA
Legal Phase	1A
Legal Tract	30
Legal Block	5
Legal Lot Number	32
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1077
Census Tract	31901

Owner

Source: Pasco County assessment roll, APN 04-25-18-0030-00500-0320, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12475 CHAYA CT, SPRING HILL, FL 34610-7844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Deed Document Number	2017151346
Deed Book / Page	9609 / 1445
Record Updated	Jun 08, 2026

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 27, 2017
Property Address	12475 CHAYA CT, SPRING HILL, FL 34610-7844
Document Number	0096091445
Book / Page	009609 / 001445
Instrument Date	Sep 26, 2017
Instrument	151346
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 04, 2018
Title Company	M/I TITLE AGENCY LIMITED LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12475 CHAYA CT SPRING HILL FL 346107844, SPRING HILL, FL 34610-7844

Mortgage

Document Number	96091447
Date	Sep 27, 2017
Book Page	009609/001447
Instrument	151347

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2047

Tax Assessment & Valuation

Source: Pasco County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,360.00 (+3.49%) Homeowner's exemption	$183,270 (+5.98%) Land $73,834 Building $109,436	$264,586 (+3.85%) Land $73,834 Building $190,752
2023	$5,179.00 (+5.91%) Additional exemption filed	$172,930 (+3%) Land $57,409 Building $115,521	$254,786 (+15.8%) Land $57,409 Building $197,377
2022	$4,890.00 Homeowner's exemption	$167,900 Land $48,259 Building $119,641	$220,029 Land $48,259 Building $171,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pasco County (12101C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121010319011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 61 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6511361, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.