12481 Rainbow Dr, Truckee, CA 96161 Property Records

Nevada County property record for 12481 Rainbow Dr, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 1978
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$942,000 (Dec 2025)
Tax Bill	$9,955 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-360-003-000`

Property Details

APN / Parcel Number

Primary APN	`016-360-003-000`
Alternative APN	`16-360-03-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Lot Area	14,375 sqft (0.33 acres)
Terrain	Below Road/Slope
View / Lot	Poor
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	927 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Old Parcel Number	16-360-03-000
Street Address	12481 RAINBOW DR
City	TRUCKEE
State	CA
Zip	96161-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 128 PROSSER LAKEVIEW EST 2
Legal Subdivision	PROSSER LAKEVIEW EST 2
Legal Lot Number	128
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	2
Census Block	2016
Census Tract	1207

Owner

12481 Rainbow Dr is owned and occupied by two individuals who bought it in December 2025.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12481 RAINBOW DR, TRUCKEE, CA 96161-2737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Grant Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Jun 24, 2022	Grant Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on File
Deed Sale	Dec 8, 2025 · Amount on File
Prior Sale	Jun 24, 2022 · Amount on File
Deed Document Number	202519146
Prior Transfer Date	Apr 29, 1999
Prior Transfer Doc	0000015672
Record Updated	Oct 29, 2026

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Dec 8, 2025
Property Address	12481 RAINBOW DR, TRUCKEE, CA 96161-2737
Document Number	0000019146
Map Reference	MB 2 PG 110
Instrument Date	Dec 2, 2025
Instrument	20250019146
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12481 RAINBOW DR, TRUCKEE, CA 96161-2737
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019147
Date	Dec 8, 2025
Instrument	20250019147

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Jun 24, 2022
Property Address	12481 RAINBOW DR, TRUCKEE, CA 96161-2737
Document Number	0000013240
Map Reference	MB 2 PG 110
Instrument Date	Jun 15, 2022
Instrument	20220013240
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1027, CARNELIAN BAY, CA 96140-1027

Mortgage

Document Number	0000013241
Date	Jun 24, 2022
Instrument	20220013241

Lender

Name	CITIZENS NATIONAL BANK OF TEXAS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12481 Rainbow Dr was $9,955.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$942,000 (+9.16%) Land $150,000 Building $792,000
2025	$9,955.00 Homeowner's exemption	$862,920 Land $191,760 Building $671,160
2023	$9,914.00 (+175.62%) Homeowner's exemption	$846,000 Land $188,000 Building $658,000	$906,840
2022	$3,597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12481 Rainbow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12481 Rainbow Dr is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

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