1248 N Shore Dr, Crystal, MI 48818 Property Records

Montcalm County property record for 1248 N Shore Dr, Crystal, MI 48818

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,406 sqft · built 1938
Lot Size	0.169 acres (7,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,640 (May 2007)
Tax Bill	$3,817 (2025)
Deeds & Mortgages	Sep 2020 Refinance
APN	`005-520-001-00`

Property Details

APN / Parcel Number

Primary APN	`005-520-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,406 sqft Building Perimeter
1st Floor Area	1,068 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	7,375 sqft (0.169 acres)
Lot Dimensions	118 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1248 N SHORE DR
City	CRYSTAL
State	MI
Zip	48818-8605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FRM SNT
Legal Description	LOT 1, ALSO 1/9 INTEREST IN OUTLOT E, SKIPPER'S LANDING.
Legal Subdivision	SKIPPERS LANDING
Legal Lot Number	1
Jurisdiction	MONTCALM MI
Township / Civil Division	CRYSTAL
Census Block Group	2
Census Block	2014
Census Tract	970900

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1248 N SHORE DR, CRYSTAL, MI 48818-8605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2007 · Amount on Record
Deed Sale	May 8, 2007 · Amount on Record
Prior Sale	Apr 10, 2007 · Amount on Record
Deed Book / Page	1360 / 210
Prior Transfer Date	Mar 1, 2007
Prior Transfer Doc	1360000209
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	1248 N SHORE DR, CRYSTAL, MI 48818-8605
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R10501
Date	Sep 28, 2020
Instrument	2020R-10501

Lender

Name	LAFCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Crystal Township
Unified School District	Central Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,100 (+17.51%)	$232,200 (+17.51%)
2025	$3,817.00 (+4.81%)	$98,800 (+4.66%)	$197,600 (+109.32%)
2024	$3,642.00
2023		$94,400	$94,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CMS Internet Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 20