1246 N Shore Dr, Crystal, MI 48818 Property Records

Montcalm County property record for 1246 N Shore Dr, Crystal, MI 48818

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,280 sqft · built 1974
Lot Size0.159 acres (6,926 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Mar 2025)
Tax Bill$2,010 (2025)
Deeds & MortgagesMay 2008 Mortgage
Jun 2008 Mortgage
+ 2 more
APN005-520-002-00

Property Details

APN / Parcel Number

Primary APN005-520-002-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,280 sqft Building Perimeter
1st Floor Area640 sqft
Basement Area352 sqft
Unfinished Basement352 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area6,926 sqft (0.159 acres)
Lot Dimensions115 ft deep x 60 ft wide
Garage Area780 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1246 N SHORE DR
CityCRYSTAL
StateMI
Zip48818-8605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2, ALSO 1/9 INTEREST IN OUTLOT E, SKIPPER'S LANDING.
Legal SubdivisionSKIPPERS LANDING
Legal Lot Number2
JurisdictionMONTCALM MI
Township / Civil DivisionCRYSTAL
Census Block Group2
Census Block2014
Census Tract970900

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1246 N SHORE DR, CRYSTAL, MI 48818-8605
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
May 30, 2008Deed of Trust, Mortgage · Commercial Mortgage
CHEMICAL BANK
Jun 6, 2008Deed of Trust, Mortgage · Commercial Mortgage
CHEMICAL BANK
Mar 11, 2025Warranty Deed, Transfer · Conventional Mortgage
THE DART BANK
Mar 11, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 11, 2025 · Amount on Record
Deed SaleMar 11, 2025 · Amount on Record
Prior SaleMar 11, 2025 · Amount on Record
Deed Document Number20252920
Record UpdatedSep 20, 2026

May 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTCALM MI
Property Address1246 N SHORE DR, CRYSTAL, MI 48818-8605
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01407/1011
DateMay 30, 2008
Book Page1407/1011
Lender
NameCHEMICAL BANK
TypeBank
AddressGRAND RAPIDS, MI 49544
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueMay 22, 2013

June 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTCALM MI
Property Address1246 N SHORE DR, CRYSTAL, MI 48818-8605
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01408/0798
DateJun 6, 2008
Book Page1408/0798
Lender
NameCHEMICAL BANK
TypeBank
AddressGRAND RAPIDS, MI 49544
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term59 Months
DueMay 22, 2013

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTCALM MI
Recording DateMar 11, 2025
Property Address1246 N SHORE DR, CRYSTAL, MI 48818-8605
Document Number2025R02920
Instrument DateMar 7, 2025
Instrument2025R-02920
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanySUN TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1246 N SHORE DR, CRYSTAL, MI 48818-8605

Mortgage

Document Number2025R02921
DateMar 11, 2025
Instrument2025R-02921
Lender
NameTHE DART BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTCALM MI
Recording DateMar 11, 2025
Property Address1246 N SHORE DR, CRYSTAL, MI 48818-8605
Document Number2025R02919
Instrument DateMar 7, 2025
Instrument2025R-02919
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1246 N SHORE DR, CRYSTAL, MI 48818-8605

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMontcalm County
County SubdivisionCrystal Township
Unified School DistrictCentral Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,500 (+9.82%)$293,000 (+9.82%)
2025$2,010.00 (+1.31%)$133,400 (+20.94%)$266,800 (+141.89%)
2024$1,984.00
2023$110,300$110,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims2 (1983)
Most Recent ClaimAug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CMS Internet
Fiber · Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Point Broadband
Fixed Wireless
100 / 20

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