Montcalm County property record for 1242 N Shore Dr, Crystal, MI 48818
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,176 sqft · built 1975 |
| Lot Size | 0.159 acres (6,943 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,100 (Jul 2018) |
| Tax Bill | $1,891 (2025) |
| Deeds & Mortgages | Dec 2020 Refinance Sep 2019 Refinance + 1 more |
| APN | 005-520-003-00 |
| Primary APN | 005-520-003-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,176 sqft Building Perimeter |
| 1st Floor Area | 784 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 6,943 sqft (0.159 acres) |
| Lot Dimensions | 114 ft deep x 71 ft wide |
| Garage Area | 368 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1242 N SHORE DR |
|---|---|
| City | CRYSTAL |
| State | MI |
| Zip | 48818-8605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3, ALSO 1/9 INTEREST IN OUTLOT E, SKIPPER'S LANDING. |
| Legal Subdivision | SKIPPERS LANDING |
| Legal Lot Number | 3 |
| Jurisdiction | MONTCALM MI |
| Township / Civil Division | CRYSTAL |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970900 |
1242 N Shore Dr is owned and occupied by an individual who bought it in July 2018.
Source: Montcalm County records, as of July 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1242 N SHORE DR, CRYSTAL, MI 48818-8605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE |
| Sep 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE |
| Jul 12, 2018 | Warranty Deed, Transfer UNION HOME MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2018 · Amount on File |
| Deed Sale | Jul 12, 2018 · Amount on File |
| Prior Sale | Jul 26, 2002 · Amount on File |
| Deed Document Number | 20187732 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 1242 N SHORE DR, CRYSTAL, MI 48818-8605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R14251 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020R-14251 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTCALM MI |
| Property Address | 1242 N SHORE DR, CRYSTAL, MI 48818-8605 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019R09242 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 2019R-09242 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTCALM MI |
| Recording Date | Jul 12, 2018 |
| Property Address | 1242 N SHORE DR, CRYSTAL, MI 48818-8605 |
| Document Number | 2018R07732 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 2018R-07732 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2708 W M 21, SAINT JOHNS, MI 48879-9502 |
| Document Number | 2018R07733 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 2018R-07733 |
| Name | UNION HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 354 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 1242 N Shore Dr was $1,891, up 2.1% from the year before.
Source: Montcalm County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Montcalm County |
| County Subdivision | Crystal Township |
| Unified School District | Central Montcalm Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,000 (+16.23%) | $242,000 (+16.23%) | |
| 2025 | $1,891.00 (+2.05%) | $104,100 | $208,200 |
| 2024 | $1,853.00 | ||
| 2023 | $98,600 | $98,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1242 N Shore Dr; there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 2 (1983) |
| Most Recent Claim | Aug 1983 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1242 N Shore Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CMS Internet Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 100 / 20 |
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