1238 Cedar St, Ramona, CA 92065 Property Records

San Diego County property record for 1238 Cedar St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,160 sqft · built 1977
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$799,000 (Jul 2022)
Tax Bill	$9,016 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`280-086-18-00`

Property Details

APN / Parcel Number

Primary APN	`280-086-18-00`
Alternative APN	`2800861400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	52,708 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2800861400
Street Address	1238 CEDAR ST
City	RAMONA
State	CA
Zip	92065-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 PAR A OF DOC03-115093 IN BLK 237 MAP 644&IN TR PM03044
Legal Subdivision	PARCEL MAP NO . 3044
Legal Tract	1003044
Legal Block	237
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1004
Census Tract	20806

Owner

Source: San Diego County records · APN 280-086-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1238 CEDAR ST, RAMONA, CA 92065-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Dec 29, 2000 · Amount on Record
Deed Document Number	2022297640
Prior Transfer Date	Feb 26, 2013
Prior Transfer Doc	0000151514
Record Updated	Sep 20, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 20, 2022
Property Address	1238 CEDAR ST, RAMONA, CA 92065-1322
Document Number	0000297640
Instrument Date	Jun 30, 2022
Instrument	2022-0297640
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1238 CEDAR ST, RAMONA, CA 92065-1322

Mortgage

Document Number	0000297641
Date	Jul 20, 2022
Instrument	2022-0297641

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$847,904 (+2%) Land $260,120 Building $587,784
2025	$9,016.00 (+12.88%)	$831,279 (+10.25%) Land $255,020 Building $576,259
2023	$7,987.00 (+75.23%)	$754,000 Land $231,000 Building $523,000
2022	$4,558.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1995–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Very High above 91% of the US · above 75% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 58 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.