San Diego County property record for 12475 Rosey Rd, El Cajon, CA 92021 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,382 sqft · built 1980 |
| Lot Size | 0.244 acres (10,639 sqft) |
| Owner | Company Name on File |
| Last Sale | $290,000 (Nov 2001) |
| Tax Bill | $5,833 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 400-480-13-00 |
| Primary APN | 400-480-13-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,382 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 10,639 sqft (0.244 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12475 ROSEY RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 TR 009154 |
| Legal Subdivision | EL CAJON 3534 |
| Legal Tract | 009154 |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 16806 |
Source: San Diego County records · APN 400-480-13-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12475 ROSEY RD, EL CAJON, CA 92021-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Apr 07, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THE CHARLES A SIROIS TRUST |
| May 12, 2021 | Intrafamily Transfer, Transfer |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 29, 2001 · Amount on Record |
| Deed Sale | Nov 29, 2001 · Amount on Record |
| Prior Sale | Feb 19, 1997 · Amount on Record |
| Deed Document Number | 2001869984 |
| Last Transfer Date | Apr 26, 2021 |
| Transfer Doc | 0000364381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12475 ROSEY RD, EL CAJON, CA 92021-1645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 12475 ROSEY RD, EL CAJON, CA 92021-1645 |
| Document Number | 0000091805 |
|---|---|
| Date | Apr 07, 2023 |
| Instrument | 2023-0091805 |
| Name | THE CHARLES A SIROIS TRUST |
|---|---|
| Type | Private Party |
| Address | PO BOX 600126, SAN DIEGO, CA 92160 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 12, 2021 |
| Property Address | 12475 ROSEY RD, EL CAJON, CA 92021-1645 |
| Document Number | 0000364381 |
| Map Reference | MAP 9154 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2021-0364381 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 12475 ROSEY RD, EL CAJON, CA 92021-1645 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12475 ROSEY RD, EL CAJON, CA 92021-1645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 12475 ROSEY RD, EL CAJON, CA 92021-1645 |
| Document Number | 0000807888 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020-0807888 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $436,955 (+2%) Land $158,680 Building $278,275 | |
| 2025 | $5,833.00 (+7.03%) Homeowner's exemption | $428,388 (+4.04%) Land $155,569 Building $272,819 |
| 2023 | $5,450.00 (+2%) Homeowner's exemption | $411,755 Land $149,529 Building $262,226 |
| 2022 | $5,343.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 624 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Wyyerd Group, T-Mobile USA, AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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