12462 Rosey Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 12462 Rosey Rd, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,356 sqft · built 1980
Lot Size0.263 acres (11,443 sqft)
OwnerCompany Name on File
Last Sale$195,000 (Oct 1996)
Tax Bill$4,514 (2025)
Deeds & MortgagesDec 2021 Transfer
Dec 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN400-480-02-00

Property Details

APN / Parcel Number

Primary APN400-480-02-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,356 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialWood Shingle
Lot Area11,443 sqft (0.263 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12462 ROSEY RD
CityEL CAJON
StateCA
Zip92021-1645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 TR 009154
Legal SubdivisionEL CAJON #3534
Legal Tract009154
Legal Block1
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract16806

Owner

Source: San Diego County records · APN 400-480-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address12474 ROSEY RD, EL CAJON, CA 92021-1645
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Affidavit of Death of Joint Tenant, Transfer
Dec 28, 2021Intrafamily Transfer, Transfer
Nov 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
CALIFORNIA CU
Sep 18, 2017Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 1996 · Amount on Record
Deed SaleOct 31, 1996 · Amount on Record
Prior SaleMay 30, 1989 · Amount on Record
Deed Document Number1996553473
Last Transfer DateDec 21, 2021
Transfer Doc0000867647
Record UpdatedSep 20, 2026

December 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateDec 28, 2021
Property Address12462 ROSEY RD, EL CAJON, CA 92021-1645
Document Number0000867647
Map ReferenceMAP 9154
Instrument DateDec 21, 2021
Instrument2021-0867647
Transaction TypeTransfer
Record UpdatedJan 05, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Trustee Sale
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12462 ROSEY RD, EL CAJON, CA 92021-1645

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 28, 2021
Property Address12462 ROSEY RD, EL CAJON, CA 92021-1645
Document Number0000867648
Map ReferenceMAP 9154
Instrument DateDec 21, 2021
Instrument2021-0867648
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12462 ROSEY RD, EL CAJON, CA 92021-1645

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12462 ROSEY RD, EL CAJON, CA 92021-1645
Document Number0000559886
Instrument DateNov 25, 2019
Transaction TypeMortgage
Record UpdatedDec 12, 2019
Title CompanyCALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12462 ROSEY RD EL CAJON CA 920211645, EL CAJON, CA 92021-1645

Mortgage

Document Number0000559886
DateDec 03, 2019
Instrument559886
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2049
Interest
Rate TypeAdjustable Rate
Rate3%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12462 ROSEY RD, EL CAJON, CA 92021-1645
Document Number0000436793
Instrument DateSep 18, 2017
Transaction TypeMortgage
Record UpdatedOct 02, 2017
Title CompanyCALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12462 ROSEY RD EL CAJON CA 920211645, EL CAJON, CA 92021-1645

Mortgage

Document Number0000436793
DateSep 25, 2017
Instrument436793
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209-9100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 24, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$323,918 (+2%) Land $86,600 Building $237,318
2025$4,514.00 (+7.55%) Homeowner's exemption$317,567 (+4.04%) Land $84,902 Building $232,665
2023$4,197.00 (+2.17%) Homeowner's exemption$305,237 Land $81,606 Building $223,631
2022$4,108.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 624 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Wyyerd Group, T-Mobile USA, AT&T, California Internet, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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