San Diego County property record for 12474 Rosey Rd, El Cajon, CA 92021 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,208 sqft · built 1980 |
| Lot Size | 0.234 acres (10,172 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (May 2015) |
| Tax Bill | $7,970 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 400-480-01-00 |
| Primary APN | 400-480-01-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,208 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 10,172 sqft (0.234 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12474 ROSEY RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-1645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 TR 009154 |
| Legal Subdivision | EL CAJON #3534 |
| Legal Tract | 009154 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 16806 |
Source: San Diego County records · APN 400-480-01-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12474 ROSEY RD, EL CAJON, CA 92021-1645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
| Jul 17, 2017 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Oct 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2015 · Amount on Record |
| Deed Sale | May 22, 2015 · Amount on Record |
| Prior Sale | Aug 19, 1983 · Amount on Record |
| Deed Document Number | 2015263608 |
| Prior Transfer Date | Dec 12, 1996 |
| Prior Transfer Doc | 0000652650 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12474 ROSEY RD, EL CAJON, CA 92021-1645 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12474 ROSEY RD, EL CAJON, CA 92021-1645 |
| Document Number | 0000203427 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022-0203427 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12474 ROSEY RD, EL CAJON, CA 92021-1645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000321595 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2017-0321595 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12474 ROSEY RD, EL CAJON, CA 92021-1645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000321596 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2017-0321596 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 12474 ROSEY RD, EL CAJON, CA 92021-1645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12414 ROSEY RD, EL CAJON, CA 92021-1645 |
| Document Number | 0000599608 |
|---|---|
| Date | Oct 05, 2020 |
| Instrument | 2020-0599608 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $612,936 (+2%) Land $245,174 Building $367,762 | |
| 2025 | $7,970.00 (+6.51%) | $600,918 (+4.04%) Land $240,367 Building $360,551 |
| 2023 | $7,483.00 (+1.85%) | $577,585 Land $231,034 Building $346,551 |
| 2022 | $7,347.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Verizon, Wyyerd Group. Availability varies by address; speeds are provider-advertised maximums, not measured.
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