Grand Traverse County property record for 12470 Bluff Rd, Traverse City, MI 49686
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,792 sqft · built 1943 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $394,800 (Mar 2020) |
| Tax Bill | $8,751 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 11-134-023-00 |
| Primary APN | 11-134-023-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Detached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 432 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 12470 BLUFF RD |
|---|---|
| City | TRAVERSE CITY |
| State | MI |
| Zip | 49686-8535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART GOV LOT 1 COM E MEAN POST OF S SEC LINE TH N 18 DEG 38 E 2088.86 TH N 8 DEG E 454.23 TH N 15 DEG 58 E 300 TH N 9 DEG 10 |
| Legal Range | 10W |
| Legal Township | 29N |
| Legal Section | 34 |
| Legal Lot Number | 1 |
| Jurisdiction | GRAND TRAVERSE MI |
| Township / Civil Division | PENINSULA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 550900 |
12470 Bluff Rd is owned by two individuals who bought it in March 2020.
Source: Grand Traverse County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29005 POKAGON ST, DOWAGIAC, MI 49047-7702 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on File |
| Deed Sale | Mar 27, 2020 · Amount on File |
| Prior Sale | Jun 17, 2016 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12470 Bluff Rd was $8,751.
Source: Grand Traverse County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Grand Traverse County |
| County Subdivision | Peninsula Township |
| Unified School District | Traverse City Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $669,700 (+3.99%) | $1,339,385 (+3.99%) | |
| 2025 | $8,751.00 | $644,000 | $1,288,052 |
| 2023 | $236,800 | ||
| 2022 | $576,226 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12470 Bluff Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 25, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 589.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12470 Bluff Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Acentek Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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