St. Charles County property record for 1247 Cold Spring Dr, O Fallon, MO 63368 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2003 |
| Square Footage | 3,511 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,895 (2025) |
| Tax Bill | $5,081.00 (2025) |
| Primary APN | T032500079 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,511 sqft Living Area |
| Gross Area | 4,463 sqft Gross Area |
| 1st Floor | 1,559 sqft 1st Floor |
| Basement Area | 1,532 sqft Basement |
| Finished Basement | 1,000 sqft Finished |
| Unfinished Basement | 532 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 816 sqft Patio |
| Porch | Open Porch |
| Porch Area | 108 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T032500079 |
|---|---|
| Street Address | 1247 COLD SPRING DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7992 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING ORCHARD #1 LOT 36 |
| Legal Subdivision | SPRING ORCHARD #1 |
| Legal Lot Number | 36 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | DARDENNE |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 311739 |
Source: St. Charles County records · APN T032500079
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1247 COLD SPRING DR, O FALLON, MO 63368-7992 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Sep 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Aug 12, 2019 | Quit Claim Deed, Mortgage · Line of Credit MORGAN STANLEY MTG CAP HOLDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Prior Sale | Apr 14, 2022 · Amount on Record |
| Deed Doc Number | 202514462 |
| Prior Transfer Date | Dec 18, 2017 |
| Prior Transfer Doc | 0000201780 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 14, 2022 |
| Property Address | 1247 COLD SPRING DR, O FALLON, MO 63368-7992 |
| Document Number | 0000021603 |
| Map Reference | MB 38 PG 271 |
| Instrument Date | Apr 08, 2022 |
| Instrument | 2022R-021603 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2787 HUSKEY RD, FESTUS, MO 63028-4912 |
| Name | Verified Name |
|---|---|
| Address | 1247 COLD SPRING DR, O FALLON, MO 63368-7992 |
| Document Number | 0000021604 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 2022R-021604 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 24, 2020 |
| Property Address | 1247 COLD SPRING DR, O FALLON, MO 63368-7992 |
| Document Number | 0000071388 |
| Map Reference | MB 38 PG 271 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 2020R-071388 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ, 120, CHICAGO, IL 60606-3913 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1247 COLD SPRING DR, O FALLON, MO 63368-7992 |
| Document Number | 0000071389 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020R-071389 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 12, 2019 |
| Property Address | 1247 COLD SPRING DR, O FALLON, MO 63368-7992 |
| Document Number | 0071211896 |
| Book / Page | 007121 / 001896 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 421440 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995 |
| Document Number | 71211902 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 007121/001902 |
| Instrument | 421450 |
| Name | MORGAN STANLEY MTG CAP HOLDING |
|---|---|
| Type | Mortgage Company |
| Address | 1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,278 (-) | $417,252 (+%) Land $60,002 Building $357,250 | |
| 2025 | $5,081.00 (+11.65%) | $79,278 (+5.17%) | $417,251 (+5.17%) Land $60,002 Building $357,249 |
| 2023 | $75,383 (+17.56%) | ||
| 2022 | $4,551.00 | $64,124 | $396,753 (+17.56%) Land $40,002 Building $356,751 |
| 2021 | $337,497 |
1247 Cold Spring Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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