1243 Cold Spring Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1243 Cold Spring Dr, O Fallon, MO 63368 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage3,218 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$351,300 (2021)
Tax Bill$4,979.00 (2024)

Property Details

APN / Parcel Number

Primary APNT032500077
Alternative APN
  • 2-0126-8930-00-0034.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area3,218 sqft Living Area
Gross Area3,883 sqft Gross Area
1st Floor1,755 sqft 1st Floor
Basement Area1,728 sqft Basement
Finished Basement1,463 sqft Finished
Unfinished Basement265 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Patio Area144 sqft Patio
PorchOpen Porch
Porch Area80 sqft Porch

Utilities and HVAC

Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberT032500077
Street Address1243 COLD SPRING DR
CityO FALLON
StateMO
Zip63368-7992
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING ORCHARD #1 LOT 34
Legal SubdivisionSPRING ORCHARD #1
Legal Lot Number34
JurisdictionST CHARLES MO
Minor Civil DivisionDARDENNE
Census Blockgroup2
Census Block2006
Census Tract311739

Owner

Source: St. Charles County records · APN T032500077

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1243 COLD SPRING DR, O FALLON, MO 63368-7992
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Deed of Trust, Mortgage · Line of Credit
SIMMONS BANK
Oct 18, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST INTEGRITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Prior SaleJun 02, 2010 · Amount on Record
Deed Doc Number202186023
Prior Transfer DateFeb 26, 2004
Prior Transfer Doc0000270040
Record RefreshedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1243 COLD SPRING DR, O FALLON, MO 63368-7992
Transaction TypeMortgage
Record UpdatedOct 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1243 COLD SPRING DR, O FALLON, MO 63368-7992

Mortgage

Document Number0000010055
DateFeb 18, 2022
Instrument2022R-010055
Lender
NameSIMMONS BANK
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 18, 2021
Property Address1243 COLD SPRING DR, O FALLON, MO 63368-7992
Document Number0000086023
Map ReferenceMB 38 PG 271
Instrument DateOct 14, 2021
Instrument2021R-086023
Transaction TypeTransfer
Record UpdatedOct 04, 2022
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6698 KEATON CORPORATE PKWY STE 102, 6698, O FALLON, MO 63368-8724

Transferred To (Grantee/Buyer)

NameVerified Name
Address1243 COLD SPRING DR, O FALLON, MO 63368-7992

Mortgage

Document Number0000086024
DateOct 18, 2021
Instrument2021R-086024
Lender
NameFIRST INTEGRITY MORTGAGE SERVICES I
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,911.00 (-1.37%)$76,599 (+1.54%)$403,153 (+1.54%) Land $60,002 Building $343,151
2024$4,979.00
2023$75,437
2022$397,039 Land $40,002 Building $357,037

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